IRFC Q4 Result: Net Profit Slips 2% YoY, Revenue Rises to ₹6,723 Cr, ₹60,000 Cr Fundraising Plan Approved
Business and Industry Overview:
Indian Railway Finance Corporation (IRFC) was started in 1986. It works under the Ministry of Railways. It gives money to Indian Railways for buying trains, coaches, wagons, and building railway projects. IRFC helps Indian Railways to grow and improve. IRFC is a government company. Its office is in New Delhi. It collects money from India and other countries. It does this by selling bonds, taking loans, and using other money tools. It also uses green bonds to support clean and eco-friendly railway projects. By March 2022, IRFC gave more than ₹5 lakh crore to Indian Railways. This helped to buy over 13,700 locomotives, 76,700 coaches, and 2.6 lakh freight wagons. IRFC also gives money to other railway companies like RVNL and IRCON. IRFC is listed on the NSE and BSE stock markets. The Government of India owns most of its shares. The company makes profit every year. It has no bad loans (NPAs). Its business is safe and strong. IRFC plays an important role in Indian Railways. It helps build better transport in India. It also supports green and clean travel. IRFC is a key part of India’s railway growth.
Latest Stock News:
IRFC shared its results for the last quarter of the financial year 2025. The company made a profit of ₹1,681.87 crore. This profit is 2.06% less than last year. The reason for this fall is more finance costs and higher employee expenses. Even though profit went down, IRFC’s income increased. Its total income was ₹6,722.83 crore. This is 3.83% more than last year. IRFC’s board has approved to raise ₹60,000 crore in the year 2026. The money will be raised from both Indian and international markets. This money will be used for Indian Railways’ projects. The share price of IRFC is ₹127.17 today on NSE. In the last 52 weeks, the highest price was ₹229.05 on July 15, 2024. The lowest price was ₹108.75 on March 3, 2025. Some experts say profit went down this time, but IRFC is still strong. It gets support from the Government of India. It also takes loans at a low cost. These things make the company safe in the long run.
Segmental information:
1. Leasing: IRFC buys assets like locomotives, passenger coaches, and freight wagons from the market. It then rents these assets to Indian Railways for long periods. Leasing is the biggest part of IRFC’s business. In FY 2023, it made 69% of its income from leasing.
2. Financing: IRFC also gives loans to other railway companies like RVNL, IRCON, and others. These loans help develop and improve railway projects. Financing makes up 31% of IRFC’s income.
Subsidiary information:
- Rail Vikas Nigam Limited (RVNL) – Builds and develops railway infrastructure.
- RailTel Corporation of India Limited – Provides telecom and internet services for railways.
- Konkan Railway Corporation Limited (KRCL) – Operates and develops the Konkan Railway.
- Pipavav Railway Corporation Limited (PRCL) – Operates the Pipavav port railway line.
- Rail India Technical and Economic Service (RITES) – Provides consultancy and project management services.
- Mumbai Railway Vikas Corporation (MRVC) – Works on developing suburban rail in Mumbai.
- Dedicated Freight Corridor Corporation of India Limited (DFCCIL) – Develops freight corridors for trains.
- National High-Speed Rail Corporation (NHSRC) – Works on high-speed rail projects in India.
Q4 FY25 Highlights:
- Net Profit: ₹1,681.87 crore, which is 2.06% lower than last year’s ₹1,717.32 crore.
- Revenue: ₹6,722.83 crore, up 3.83% compared to last year.
- Total Expenses: ₹5,041.93 crore, which is 5.91% higher.
- Finance Costs: ₹4,996.37 crore, up 5.75%.
- Employee Expenses: ₹4.33 crore, a big rise of 67.83%.
- Operating Margin: 25%, down from 26.47% last year.
- Net Profit Margin: 25.01%, compared to 26.51% last year.
- Fundraising Plan: IRFC’s board approved raising ₹60,000 crore for FY26.
Financial Summary:
| Amount in ₹ Crore | Q4 FY24 | Q4 FY25 | FY24 | FY25 |
| Revenue | 6,475 | 6,723 | 26,645 | 27,153 |
| Expenses | 34 | 44 | 133 | 154 |
| EBITDA | 6,441 | 6,679 | 26,513 | 26,999 |
| OPM | 99% | 99% | 100% | 99% |
| Other Income | 3 | 1 | 10 | 4 |
| Net Profit | 1,717.00 | 1,682 | 6,412 | 6,502 |
| NPM | 26.52 | 25.02 | 24.06 | 23.95 |
| EPS | 1.31 | 1.29 | 4.91 | 4.98 |