Archives 2025

Larsen & Toubro Ltd
Larsen & Toubro’s Growth: Investing in Defense and Advanced Technology for a Strong Future

Business and Industry Overview: 

Larsen & Toubro Limited, abbreviated as L&T, is an Indian multinational conglomerate with interests in industrial technology, heavy industry, engineering, construction, manufacturing, power, information technology, defense, and financial services. It is headquartered in Mumbai, Maharashtra. L&T was founded in 1938 in Bombay by Danish engineers Henning Holck-Larsen and Søren Kristian Toubro. As of March 31, 2022, the L&T Group comprises 93 subsidiaries, 5 associate companies, 27 joint ventures, and 35 jointly held operations, operating across basic and heavy engineering, construction, real estate, manufacturing of capital goods, information technology, and financial services. It offers extensive IT services like application development, maintenance, and outsourcing; enterprise solutions; infrastructure management services; testing, digital solutions; and platform-based solutions to clients in diverse industries. It was a company that helped businesses with computers and technology. It started in 1996 and was part of a big Indian company called Larsen & Toubro (L&T). LTI helped banks, hospitals, factories, and insurance companies. It helped them store data safely. It used smart computers (AI) to solve problems. It kept information safe from hackers. It used machines to make work faster. It also helped businesses with cloud storage, websites, and mobile apps. LTI had offices in India, the US, Canada, Europe, and the Middle East. It worked with big companies in 30+ countries. Many Fortune 500 companies trusted LTI. It helped businesses move their work online. It kept their data safe. It helped them build better apps and websites. It made good money by helping businesses with technology. It grew fast because more businesses needed digital solutions. 

Latest Stock News: 

Larsen & Toubro (L&T) is making many new moves to grow its business. On April 4, 2025, L&T started a new company. This company is a fully owned step-down subsidiary. The company did not share full details, but this shows L&T wants to grow in new areas. On April 2, L&T also changed some top leaders in the company. This helps in bringing new ideas and better plans. On April 1, L&T got big new projects in its Power Transmission & Distribution business. This part of L&T builds electric lines and substations. These projects are from India and also from other countries. On March 26, L&T got its biggest project ever in its Offshore Hydrocarbon business. This part of the company works on oil and gas projects at sea. This shows L&T is trusted for big and complex work. L&T is also working on new technology. On March 25, its digital arm, Cloudfiniti, made deals with AI (artificial intelligence) startups. This means L&T wants to use smart technology in its work and offer better digital services. Even with all this good news, the L&T stock price went down a little on April 9, 2025. It closed at ₹3,126.05, which is 1.11% less than the day before. But the company is still strong. It has many projects and is working in both old and new areas. This can help the company grow more in the future. As of April 11, 2025, the Indian stock market went up because people felt more positive. This may also help L&T’s stock go up. The company is doing well with big orders and new plans in areas like power, oil, defense, and smart technology. L&T is also trusted for its strong work and experience. These things can help L&T grow more in the coming time. 

Potentials: 

Larsen & Toubro (L&T) has many big plans for the future. It will invest $12 billion in 5 years. Out of this, $4 billion will be for green hydrogen and green ammonia. It will build plants to make 2–3 million tonnes of these. It is buying 500–1,000 acres of land near the sea. It will also make electrolyzers. The first one will be used at Indian Oil’s Panipat plant. Later, L&T may work on fuel cells, big batteries, and hydrogen stations. In space, L&T is making India’s first private PSLV rocket with HAL. The rocket will launch in mid-2025. L&T also works with ISRO and helped in Chandrayaan-3. India’s space sector will grow to $44 billion, and L&T wants to grow in it. In defense, L&T wants to make more military items. It wants defense to be 10% of its business in 5 years. In real estate, it is building 28 million sq. ft. of new buildings. It will spend ₹7,000 crore to build an IT park in Vadodara, which will give 10,000 jobs in 5 years. L&T also started a chip company called LTSCT. It will build a $10 billion chip plant by 2027. It will make 15 types of chips. The Indian government will pay 90% of the plant cost. L&T wants to grow in clean energy, defense, space, chips, and buildings. 

Analyst Insights: 

  • Market capitalisation: ₹ 4,28,537 Cr. 
  • Current Price: ₹ 3,116 
  • 52-Week High/Low: ₹ 3,964 / 2,965 
  • Stock P/E: 31.0 
  • Dividend Yield: 0.89%
  • Return on Capital Employed (ROCE): 13.4% 
  • Return on Equity: 14.7% 

Larsen & Toubro Ltd (L&T) is a strong and trusted company. It is growing well. Its revenue increased from ₹1.56 lakh crore in FY22 to ₹1.83 lakh crore in FY23, and then to ₹2.48 lakh crore in the last twelve months (TTM). This shows that the company is doing better every year. Its net profit also went up. It was ₹10,419 crore in FY22, ₹12,020 crore in FY23, and ₹16,531 crore in FY24 (TTM). This means the company is making more money. L&T has a return on equity (ROE) of 14.7%. This means it is using investors’ money in a good way. It also has a strong operating cash flow of ₹18,266 crore. This shows that the company has good cash in hand. L&T’s working capital days dropped from 55.8 in FY22 to 30.6 in FY24. This means it is managing its money, payments, and stock very well. The stock has a high price-to-earnings (PE) ratio of 31 and a price-to-book (P/B) ratio of 4.82. This is high, but fair because L&T is a leader in construction, defense, green energy, and other sectors. It also has many big orders in hand and is growing in India and other countries. This makes L&T a good company for long-term investment. 

Bank of Baroda Ltd
Bank of Baroda Reduces Lending Rates by 25 Bps After RBI Move—Is It Time to Invest?

Business and Industry Overview: 

Bank of Baroda (BOB or BoB) is a public sector bank. It is owned by the Indian government. Its head office is in Vadodara, Gujarat. It is the second biggest public sector bank in India after State Bank of India. In 2023, it was ranked 586 on the Forbes Global 2000 list. The bank started on 20 July 1908. It was started by Maharaja Sayajirao Gaekwad III in Baroda, Gujarat. On 19 July 1969, the Government of India took control of the bank. It became a profit-making public sector bank. Today, the bank has over 9,600 branches. It has more than 10,000 ATMs. It is present in India and other countries too. The bank gives many services. These include savings accounts, loans, fixed deposits, and digital banking. The bank’s app is called bob World. The app gives over 220 services like money transfer, checking balance, and bill payment. The Government of India owns 63.93% of the bank. The CEO is Debadatta Chand. The bank started a new fixed deposit plan. It is called ‘bob Square Drive’. It gives up to 7.80% interest. After RBI cut interest rates, the bank also reduced loan rates. The bank has a goal. It wants to double its business in five years. 

Latest Stock News: 

Bank of Baroda is showing good growth. In the last year, the bank’s total business grew by 11.44%. This includes both loans and deposits. The total business reached ₹27.03 trillion. The bank gave more loans, which went up by 12.88%. The deposits also increased by 10.25%. This means more people are taking out loans and saving money with the bank. The stock has a P/E ratio of 5.68, which is low. This means the stock is not expensive. The dividend yield is 3.33%, which is good for investors because they get regular income. The P/B ratio is 0.96, which shows that the stock price is near the book value and not overpriced. UBS, a big financial company, has upgraded the stock to ‘Buy’. UBS said that Bank of Baroda is a good choice because it has good credit growth and low stock valuation. UBS also said that the RBI may cut interest rates, which will help the banking sector. These facts show that Bank of Baroda is strong and doing well. It may give good returns in the future. 

Potentials: 

Bank of Baroda wants to grow a lot in the next few years. Right now, the bank’s total business is about ₹27 lakh crore. The bank wants to make it ₹48 lakh crore in five years. To do this, the bank will give more loans to common people, farmers, and small shop owners. These types of loans will become most of the bank’s business. The bank also wants to open more branches. It plans to open 500 new branches in two years. In the year 2024–25, 300 new branches will open. These branches will be in smaller towns and villages. This will help more people to use the bank. The bank also wants to grow its loans and deposits. It wants loans to grow by 13% to 15% and deposits to grow by 13%. The bank will give more safe loans like home loans and car loans. To support this growth, the bank needs more money. So, it will raise ₹15,000 crore by selling bonds. This money will help the bank give more loans. Bank of Baroda is also working on better online banking. It wants to make mobile and internet banking easier and faster. The bank will use data and technology to find more customers. Another plan is to recover money from people who did not repay their loans. The bank wants to get back ₹10,000 crore in one year. This will help the bank stay strong and safe. 

Analyst Insights: 

  • Market Value: ₹ 1,19,950 Cr. 
  • Current Price:₹ 232 
  • High / Low: ₹ 300 / 191 
  • Price-to-Earnings (P/E) Ratio: 5.89 
  • Dividend Yield: 3.26%
  • Return on Capital (ROCE): 6.33% 
  • Return on Equity (ROE): 16.7% 

Bank of Baroda has been doing well in the last few years. Its profit grew from ₹2,488 crore in Q3 FY22 to ₹5,250 crore in Q3 FY24. In the last five years, its profit growth rate (CAGR) was 76.8%. This means the bank is earning more money every year. The bank’s return on equity is 17%. This shows the bank is using its money well to make profits. The stock is not expensive. It has a low P/E ratio of 5.89 and a P/B ratio of 0.85. These are lower than other banks in the same group. This means the stock may go up in the future. The bank also gives a good dividend. The dividend yield is 3.26%, which is good for people who want a regular income. The bank gives around 20% of its profit as dividends and keeps the rest for growth. Bank of Baroda is one of the big banks in India. It has around 6% of the total credit market. This shows it is a strong player. The bank is growing steadily. It is doing better than many banks like PNB, Canara Bank, and Union Bank in terms of profits. There are some risks like low interest coverage and high contingent liabilities. But the bank’s good profit, steady growth, and strong position make it a good stock to look at. 

SBI Stock Analysis
State Bank of India: Closes 0.67% Lower Despite Strong Fundamentals

Business and Industry Overview: 

State Bank of India (SBI) is the largest government-owned bank in India and one of the biggest banks in the world. It has a strong presence in the banking sector, holding 23% of the country’s total assets and 25% of all loans and deposits. With around 250,000 employees, it is also one of India’s top employers. SBI has achieved major milestones in the stock market, reaching a market value of over ₹8 trillion in 2024, making it one of the most valuable companies in India. The Reserve Bank of India (RBI) considers SBI a “too big to fail” bank, meaning it is crucial to the country’s financial system. The bank has a rich history, dating back to 1806, and was originally called the Imperial Bank of India before being renamed SBI in 1955. Over the years, it has grown by merging with more than 20 banks. In 2022, SBI opened a special branch in Bengaluru to support start-ups in India.  

State Bank of India (SBI) is the biggest bank in India, offering financial services to individuals, businesses, and government institutions. It plays a major role in banking, investments, and lending, making it a key player in the country’s financial system.  SBI is focusing a lot on digital banking. It has launched new apps like ‘YONO for Every Indian’ and ‘Yono Global’ to make banking easier, even for customers in Singapore and the US. It also introduced UPI transactions for India’s digital currency (CBDC) and an electronic Bank Guarantee (e-BG) to speed up banking processes. The bank is also raising funds to support India’s infrastructure and sustainability projects. It secured over US$ 1.2 billion through bonds and completed a US$ 1 billion loan focused on environmental and social impact—the biggest of its kind in Asia.  To support startups, SBI has opened special branches that provide all banking services under one roof. It is also helping expand banking services by partnering with RailTel to bring 4G connectivity to 15,000 offsite ATMs across India.  With its focus on digital banking, international expansion, and financial inclusion, SBI continues to be India’s most important and trusted bank. The bank has a market share of 22.84% in deposits and 19.69% share in advances in India. It has a strong customer base of ~45 crore customers. 

Latest Stock News: 

State Bank of India (SBI) is the biggest bank in India. Its share price keeps going up and down. On April 11, 2025, the share price opened at ₹759. This is 2.26% more than the price on April 9, which was ₹742.20. The share price went up after the Reserve Bank of India (RBI) cut the repo rate. A repo rate cut means banks get cheaper loans from the RBI. This helps banks earn more and gives hope to investors. On April 9, SBI shares had dropped by 3.23%. Now the price is slowly going up again. On April 8, the share price had also gone up. SBI’s share price is affected by news and other changes. For example, there are new rules for ATM transactions. Also, SBI may sell its stake in Yes Bank. These things may change the share price later. In the last month, the stock has fallen by 3.3%. The highest price in one year was ₹912, and the lowest was ₹680. The total market value of SBI is ₹6.73 lakh crore. SBI gives a 1.82% dividend to its shareholders. Many experts still say SBI is a good stock. Jefferies gave a “Buy” rating and a target of ₹1,030. UBS raised its target to ₹840 and gave a “Neutral” rating. Some say the price may go up to ₹1,049 in 2025. But others, like Bernstein, think the price will not grow much. Overall, many people still trust SBI for long-term investment. 

Potentials: 

State Bank of India (SBI) is growing fast and making banking easier for people. It is launching a new mobile app in the U.S. and Singapore and allowing UPI payments for the Digital Rupee. SBI is also letting people withdraw cash without a card. It is giving more loans to businesses and helping startups with special banking services. The bank is also working with Japan and raising money for eco-friendly projects. By opening more ATMs, helping people pay back loans, and supporting small businesses, SBI is making banking better for everyone. SBI has many ways to grow. It can use technology to make banking easy for people, open more branches in India and other countries, and help people who do not have bank accounts save money and learn about banking. SBI can also collaborate with other companies to generate new ideas. However, to keep people’s money safe, SBI needs strong security and rules. 

Analyst Insights: 

  • Market Value: ₹ 6,75,460 Cr. 
  • Current Price: ₹ 757 
  • Price-to-Earnings (P/E) Ratio: 8.55 
  • Dividend Yield: 1.82%
  • Return on Capital (ROCE): 6.16%  
  • Return on Equity (ROE): 17.3% 

State Bank of India (SBI) is the biggest public sector bank in India. In FY24, its net profit grew by 42.5% and reached ₹82,346 crore. In the last five years, SBI’s profit grew at a 99% average rate every year. This shows strong and steady growth. SBI’s bad loans have gone down. Gross NPA is now 2.13% and Net NPA is 0.52%. This means SBI is giving better loans and recovering well. SBI’s capital strength is good. Its capital adequacy ratio is 14.68%, which is above the required level. The return on equity (RoE) is 17.3%, showing the bank is using money well. Earnings per share (EPS) are ₹88.90, which means good earnings for each share. SBI is also strong in the market. It has a 22.55% share in deposits and 19.06% in loans, which is very high. 

SBI is also growing digitally. Now, 66% of savings accounts are opened online. This saves cost and helps reach more people. SBI’s stock is still not very expensive. The price-to-earnings ratio is 8.55 and price-to-book ratio is 1.41. These are low compared to private banks like HDFC Bank and ICICI Bank. This means SBI is undervalued, even with strong results. Because of good profit, strong loan quality, digital growth, and low stock price, SBI is a ‘Buy’ for long-term investors. 

Wipro Ltd
Wipro-Phoenix Group Partnership: $650 Million Deal to Drive ReAssure UK’s Digital Growth

Business and Industry Overview: 

Wipro Ltd. is a global information technology, consulting, and business process services (BPS) company. It is the 4th largest Indian player in the global IT services industry behind TCS, Infosys, and HCL Technologies. It is based in Bengaluru. It provides IT services, consulting, and business process solutions. The company operates in 167 countries and offers services in cloud computing, cybersecurity, digital transformation, artificial intelligence (AI), robotics, and data analytics. Wipro started in 1945 as Western India Vegetable Products Limited, a cooking oil company. In the 1980s, it expanded into technology and software services. By the 1990s, it had become one of India’s top IT service providers. During the dot-com boom, Wipro was India’s largest company by market value. In 2004, its annual revenue exceeded $1 billion. 

Over the years, Wipro expanded through many acquisitions. It bought Appirio in 2016, Capco in 2021, and Rizing in 2022. These helped Wipro grow in cloud services, consulting, and enterprise software. Wipro serves industries like finance, healthcare, manufacturing, retail, and telecom. It offers software development, business process management, consulting, engineering, and cloud services. The company focuses on innovation and digital transformation. Wipro is expanding globally while staying connected to its Indian roots.  

Latest Stock News: 

Wipro Limited’s stock went up and down in the last few days. On April 7, 2025, the share price fell by 1.38% and closed at ₹242.85. But it still did better than the BSE Sensex, which fell by 2.95% that day. On April 8, Wipro’s share price went up by 1.81% and closed at ₹247.25. It did better than the market again, as the Sensex went up by 1.49%. On April 9, Wipro’s share price fell a lot by 4.29% and closed at ₹236.65. This time, it did worse than the market, as the Sensex only fell by 0.51%. The whole IT sector is also facing problems. There are worries about a slowdown or recession in the US. The US is an important market for Indian IT companies. There is also worry about US tariffs and how they will affect the supply chain. Because of this, companies may not spend much on technology right now. They may wait before spending on extra or new tech projects. Many IT company shares are falling. Wipro, Mphasis, Coforge, and Tech Mahindra are down between 3% and 5%. Other big companies like TCS, Infosys, HCL Tech, LTIMindtree, and Persistent Systems are down 1% to 2%. On April 9 at 9:40 AM, the Nifty IT index and BSE IT index were down by 2.5%. These were the biggest losers among all sector indices. At the same time, the Nifty 50 and Sensex were down by only 0.65%. 

In the last 5 days, the BSE IT index fell nearly 10%. In the year 2025 so far, it has fallen 26%, while the Sensex fell only 5.6%. Wipro will announce its financial results for the quarter ending March 31, 2025, on April 16, 2025, after market hours. These results are important and may affect Wipro’s stock price. 

Potentials: 

Wipro is investing $200 million in its venture arm, Wipro Ventures. This money will help support early- to mid-stage startups. Since 2015, Wipro Ventures has raised money four times. With this new investment, its total funding reaches $500 million. The funds will go to startups that match Wipro’s business goals. Some money will also support startups Wipro has already invested in. Wipro Ventures invests in IT startups and helps them grow. It has made 37 investments in 10 years, with 12 successful exits. It has invested in companies in India, the US, and Israel, mainly in enterprise technology and cybersecurity. Each year, Wipro Ventures makes 3 to 5 investments, usually between $1 million and $10 million per startup. Some of these startups have helped Wipro improve its own operations. For example, Avaamo, a conversational AI company, improved Wipro’s employee experience. Wipro Ventures is also investing in AI (artificial intelligence), especially generative AI (GenAI). It focuses on middleware and small language models (SLMs). However, this AI investment is separate from Wipro’s larger $1 billion AI plan. Some startups Wipro has backed have done very well. One was acquired by Palo Alto Networks in 2019 and became part of its security platform. Another, Tricentis, has grown into a big company in test automation. Wipro has worked with Tricentis for many years and introduced its solutions to many clients. Wipro Ventures continues to support new startups and create partnerships in the IT industry. 

Analyst Insights: 

  • Market capitalisation: ₹ 2,47,823 Cr. 
  • Current Price: ₹ 237 
  • 52-Week High/Low: ₹ 325 / 208 
  • P/E Ratio: 20.0 
  • Dividend Yield: 2.54% 
  • Return on Capital Employed (ROCE): 16.9% 
  • Return on Equity (ROE): 14.3% 

Wipro Ltd’s net profit grew by 24% in Q3 FY24 compared to last year. This shows good cost control and better use of money. Its operating margin is stable at around 19-20%, which is a good sign. But its revenue growth is very slow. It grew by just 0.5% from last quarter and stayed almost the same compared to last year. This shows weak demand and fewer new deals. At the same time, Wipro’s peers like Infosys and HCL Tech did better. Infosys revenue grew by 4.9% and HCL Tech by 5.9% from last year. 

Wipro’s ROCE is 16.9% and ROE is 14.3%, which are lower than other companies. TCS has ROCE of 64.7% and ROE of 50.2%, Infosys has ROCE of 40.2% and ROE of 35.5%, and HCL Tech has ROCE of 33.2% and ROE of 26.3%. This means Wipro is not using its money as well as its peers. Also, its yearly revenue fell from ₹90,488 Cr in FY23 to ₹88,792 Cr in FY24. This is a sign of weak business performance. Wipro is giving returns to shareholders through dividends and buybacks, but the slow revenue, less growth, and weak numbers compared to other companies make it less strong for long-term investment. 

Phoenix Mills Ltd
Phoenix Mills Boosts Commercial Real Estate Portfolio with 1.90 Lakh Sq. Ft. Leased Space

Business and Industry Overview: 

The Phoenix Mills Ltd is a real estate company in India. It started in 1905. Mr. Ramnarayan Ruia started it. At first, it was a textile company in Mumbai. In 1959, Phoenix Mills was listed on the BSE. In 1986, two commercial buildings were opened. Their names were Phoenix House and Phoenix Center. These buildings had a total area of 3.5 lakh sq. ft. In 1987, the company started High Street Phoenix (HSP). It had shops, offices, houses, and fun places. It became the company’s main project. In 1996, Phoenix started the biggest bowling and gaming center in India. In 2001, it opened Big Bazaar at HSP. Big Bazaar was India’s first hypermarket. In 2002, Phoenix built its first residential towers on its land. In 2004, the company started Skyzone. It had many national and international brand stores. In 2005, Phoenix celebrated 100 years. In 2009, it launched East Court, a commercial building in Pune. In 2010, the company opened Palladium Mall in Mumbai. It was a luxury mall. In 2011, it opened three Phoenix Marketcities. These were in Pune, Bengaluru, and Kurla. In 2012, Phoenix opened many new places. It opened the Palladium Hotel in Mumbai, a 5-star hotel. It also opened Art Guild House and Phoenix Paragon Plaza. In Bengaluru, it built One Bangalore West, a 30-storey luxury tower. In 2013, the company opened Phoenix Marketcity in Chennai. In 2014, it started a new business in food and beverages. In 2015, Palladium Hotel became St. Regis Mumbai. The same year, Phoenix started Kessaku, luxury homes in Bengaluru. It also opened Courtyard by Marriott, a 5-star hotel in Agra. In 2024, the company started a new company called Sparkle Three Mall Developers. It will help to build more malls. As of April 2025, the stock price of Phoenix Mills is around ₹2,812. It is listed on NSE with the symbol PHOENIXLTD. Phoenix Mills has many malls in Mumbai, Bangalore, Pune, Chennai, Lucknow, Agra, and Bareilly. It builds malls, homes, hotels, and offices. One of its famous places is High Street Phoenix in Mumbai. 

Latest Stock News: 

As of April 10, 2025, the share price of The Phoenix Mills Ltd is ₹1,495.80. It fell by 4.87% from the last price of ₹1,572.35. On April 7, 2025, the stock went down by 3.23%. This was the third day in a row the stock went down. Still, it did better than many other companies in the same sector. On April 3, 2025, the Nifty Realty Index went up by 3%. Phoenix Mills was one of the companies that helped in this rise. This happened because people expect the RBI to cut interest rates. Also, property prices are going up. In Q2 of FY2025, Phoenix Mills reported a fall in profit. Its net profit was ₹218.1 crore. This is 13.7% less than last year. After this news, the share price dropped by over 7%. On March 27, 2025, the company said it was closing its trading window. On March 26, 2025, it shared details from meetings with investors and analysts. On April 9, 2025, the stock dropped by 2.31% and touched a low of ₹1,534.40. This happened after the company gave a business update. Phoenix Mills said that its mall consumption (sales by retailers) in the March quarter was ₹3,262 crore. This is 15% more than last year. The main sales came from Phoenix Palassio and new malls: Phoenix Mall of the Millennium, Phoenix Mall of Asia, and Phoenix Palladium Expansion. These malls opened in September 2023, October 2023, and November 2024. For the full year FY2025, mall consumption was ₹13,762 crore. This is 21% higher than last year. If we remove the new malls, the growth is 7% year-on-year. The company also leased out 1.90 lakh square feet of office space in Mumbai and Pune. The occupancy rate in these places was 66% in March 2025. The company also got Occupation Certificates (OC) for two new towers: Phoenix Asia Towers in Bangalore (0.80 million sq. ft.) and Tower 3 of Millennium Towers in Pune (0.52 million sq. ft.). The hotel business also did well. In the March quarter, The St. Regis, Mumbai had 92% occupancy. The average room rate (ARR) was ₹23,542, up 11% from last year. In Courtyard by Marriott, Agra, occupancy was 87%. ARR was ₹6,977, up 10% from last year. At 9:26 AM on April 9, the share price was ₹1,545, down 1.60%. It did worse than the BSE200 index, which was down 0.58%. 

Potentials: 

The Phoenix Mills Ltd has made strong plans for growth in the next few years. The company wants to increase its total mall area from 11 million square feet to 14 million square feet by the year 2027. This means they will build more malls in big cities. Two important new malls are Phoenix Mall of Asia in Bengaluru and Phoenix Grand Victoria in Kolkata. The company also wants to add more office space. They plan to build 5 million square feet of office space by 2027. This will help them grow in the commercial real estate market. In the residential segment, Phoenix Mills is growing too. They have bought new land in Alipore (Kolkata) and Bengaluru. These lands will be used to build houses. This will add about 1 million square feet of housing area. Phoenix Mills is also expanding its hotel business. A new five-star hotel called Grand Hyatt Bengaluru is being built. This hotel will have 488 rooms. It will be a part of the company’s luxury hospitality segment. In Thane, the company is working on a big project at Majiwada Junction. This project will cover 1.5 million square feet. It will have a large shopping mall, a hotel, office spaces, and maybe residential buildings too. The new mall is planned to open by 2028. To support all these big plans, Phoenix Mills will invest over ₹2,000 crore. This investment will be used in cities like Pune, Bengaluru, Surat, and Kolkata. The company will use its own money (called internal accruals) for this investment.  

Analyst Insights: 

  • Market capitalisation: ₹ 53,478 Cr. 
  • Current Price: ₹ 1,496 
  • 52-Week High/Low: ₹ 2,068 / 1,338 
  • P/E Ratio: 51.8 
  • Dividend Yield: 0.17% 
  • Return on Capital Employed (ROCE): 12.4% 
  • Return on Equity (ROE): 12.1% 

Phoenix Mills Ltd is showing strong growth. Its revenue increased from ₹1,460 crore in FY22 to ₹3,972 crore in FY24. Net profit also went up to ₹1,333 crore in FY24. The company is good at controlling costs. Its profit margins are high, above 50%. This means the company keeps a good part of its earnings. It has ₹9,422 crore in reserves and ₹6,166 crore in debt. This shows the company is financially strong. It can easily pay interest on loans. Its Return on Capital Employed (ROCE) is 12.4%, which is better than DLF (7.48%), Prestige (8.7%), and Brigade (5.4%). This means it uses its money better than others. Foreign investors trust this company. FIIs hold 35.66% of its shares. But the stock is expensive. Its P/E ratio is 51.8 times, and its price-to-book ratio is 5.35 times. This means the market price is high compared to earnings and book value. Also, the company takes 654 days to convert cash from operations. This is very long. It means a lot of money is stuck in the business. So, the company is strong. But the stock price is already high. Because of this, it is better to hold the stock now and wait. You can buy later if the price becomes better or the profit grows more. 

Muthoot Finance Ltd
Muthoot Finance Share Price Falls 9% After RBI’s Stricter Gold Loan Guidelines

Business and Industry Overview: 

Muthoot Finance Limited is India’s largest gold loan non-banking financial corporation. It offers services like financing gold loans, insurance, housing loans, SME loans, and money transfer services. It is a gold financing company that provides loans against gold jewelry as collateral. The company is headquartered in Kochi, Kerala, and has over 5000 branches throughout the country. Outside India, Muthoot Finance is established in the UK, the US, and the United Arab Emirates. The company falls under the brand umbrella of the Muthoot Group. Its stocks have been listed on the BSE and NSE since its initial public offering in 2011. The target market of Muthoot Finance includes small businesses, vendors, farmers, traders, SME business owners, and salaried individuals.  Non-Banking Financial Companies (NBFCs) have witnessed significant growth in India’s financial ecosystem, playing a crucial role in credit expansion and financial inclusion. Their market share in credit distribution increased from 12% in 2008 to 18% in 2019, before slightly declining to 16% in 2022 due to increased competition from banks. Muthoot Finance is a leader in the microfinance landscape in India.  

Latest Stock News: 

Muthoot Finance Ltd. has seen a lot of changes in its stock price recently. This happened because of new rules from the RBI and some company updates. On April 9, 2025, Muthoot’s share price fell by around 9%. It closed at ₹2,080. This fall came after the RBI said it would bring strict rules for gold loans. Gold loans are a big part of Muthoot’s business. 

RBI said that co-lending rules will now apply to all regulated companies. RBI will also bring full rules for gold loans and non-fund-based loans. RBI Governor said these rules will help bring similar rules for all lenders. But the rules will also respect how much risk each lender can take. The new rules will make the loan process stricter. Lenders must follow better steps to check gold, give loans, and see how the borrower uses the money. RBI said gold loans must follow a 75% loan-to-value rule. Lenders must also set a limit on how much loan they give to one person or one group. Lenders must not give a loan if the gold is already used for another loan or if the gold ownership is not clear. Also, they must follow the same steps in all branches to check the weight and purity of the gold. They must also keep documents to show how the borrower is using the money. Loans can only be renewed or topped up if the old loan is not stressed and is within the allowed value. After RBI’s speech, shares of banks like Federal Bank and CSB Bank went up. Federal Bank gives 15% of its loans through gold loans. CSB Bank gives more than 40% through gold loans. For IIFL Finance, gold loans are 21% of total loans. For Manappuram it is 50%, and for Muthoot Finance it is 98%. 

Even with the fall in share price, there was good news for Muthoot. On April 2, 2025, Moody’s changed Muthoot’s credit rating from ‘Ba2’ to ‘Ba1’. The outlook is stable. This shows the company is doing well financially. Also, Muthoot Finance will have a board meeting on April 21, 2025. In this meeting, they may announce an interim dividend for the year 2024-25. If they approve it, the record date will be April 25, 2025. This means shareholders on that date will get the dividend. The payment will be made within 30 days after the board approves it. 

Potentials: 

Muthoot Finance has many simple plans for the future. The company wants to grow its gold loan business. People are taking more gold loans now because gold prices are going up. In the second quarter of the year, Muthoot’s gold loan business grew by 28% compared to last year. So, the company changed its target. Earlier, it planned to grow by 15%, but now it wants to grow by 25%. Muthoot also wants to give other types of loans. It is adding microfinance, vehicle loans, and insurance. One of its companies, Muthoot Money Ltd., was giving vehicle loans. Now it will give gold loans only. This will help the group focus more on its main business. Muthoot is also using digital tools. Customers can apply for loans and pay money online. This will save time and make things easy. The company also wants to open more offices. It will open branches in places where banks are not easily available. Muthoot also wants to grow outside India. It wants to help Indian people who live in other countries. To do all this, Muthoot is raising money. In May 2024, it planned to sell bonds in US dollars. These bonds will end in around four years. The money will be used to give more loans and for other business needs. All these steps show that Muthoot wants to grow, give more services, and easily help more people. 

Analyst Insights: 

  • Market capitalisation: ₹ 85,911 Cr. 
  • Current Price: ₹ 2,140 
  • 52-Week High/Low: ₹ 2,445 / 1,510 
  • P/E Ratio: 18.1 
  • Dividend Yield: 1.12% 
  • Return on Capital Employed (ROCE): 13.2% 
  • Return on Equity (ROE): 17.9% 

Muthoot Finance did well in the October to December 2023 quarter, with 17.9%. Its income went up by 22% compared to last year. Profit also increased by 17%. More people took gold loans. The company kept its loan interest rates steady. So, it earned well. The company made a profit margin of 31%. This means it keeps a good part of its earnings after expenses. It also uses its money well. Its ROE is 18.6% and ROCE is 18.2%. These are good numbers for a finance company. In the last full year (FY23), Muthoot had negative cash flow from its main work. This is normal for NBFCs. It means the company gave more loans to people. This is not a big problem. Muthoot is a trusted gold loan company. It has more than 4,600 branches in India. People know and trust the brand. It also has high credit ratings (AA+ and A1+). So, it can borrow money at low cost. When we compare with Manappuram Finance, Muthoot is better. It earns more and is more stable. So, its stock price is higher too. There are some risks. If gold prices fall or new rules come, profit can be affected. But the company is strong. It grows steadily and makes a good profit. So, this stock looks good to buy and hold for long term. Or, you can buy when the price drops. 

Suzlon Ltd
Suzlon Energy Stock Falls 17% – Temporary Setback or Long-Term Opportunity?

Business and Industry Overview:  

Suzlon Energy Ltd is an Indian company. It makes wind turbines. It gives clean energy solutions. It started in 1995. The founder is Tulsi Tanti. The head office is in Pune, Maharashtra. The head office is called “One Earth”. It is a green building. It has Platinum LEED and GRIHA 5-star rating. It is one of the greenest office campuses in the world. Suzlon Group is a top company in clean energy. It is helping the world use more clean energy. Suzlon works in 17 countries. These include Asia, Australia, Europe, Africa, and the Americas. Suzlon has strong skills in clean energy systems. It makes good and strong products. It also does research and development (R&D). It has over 20 years of experience. Its systems give high output and more returns to customers. Suzlon has set up over 20,940 MW of wind power in the world. The company cares about nature, people, and growth. It works in a clean and responsible way. In the past, Suzlon had money problems. But now it is doing well. In August 2024, its market value became ₹1 lakh crore. In May 2024, Suzlon got a big order. It is from Juniper Green Energy. The project is for 402 MW of wind power in Rajasthan. Suzlon will install 134 wind turbines. Each turbine has 3 MW of power. But they also said there are some work challenges. Suzlon wants to give clean energy. It wants to grow and help the world use green power. 

Latest Stock News: 

Suzlon Energy is a clean energy company. It makes wind turbines. As of April 10, 2025, the stock price has moved up and down many times. On April 9, the stock fell by 3.64%. It touched ₹51.45 during the day. This fall was more than other clean energy companies, which fell 2.46%. In the last week, the stock went down by 10.84%. In the last month, it fell by 6.85%. In 2025, it will have fallen by 17.79%. But in the long term, the stock did well. In the last 3 years, it went up by 367.84%. In the last 5 years, it went up by 2095.52%. On April 7, 2025, the stock opened at ₹46.90. This was a big drop of 15.34% from ₹55.40 on April 4. It later went up to ₹51.02. The drop happened because the company got a fine. The fine was for not paying customs duty. In March 2025, the company said some orders were cancelled or made smaller. These orders were from January. But still, the total order size became bigger. It went from 5,523 MW on January 28 to 5,622 MW on March 28. Experts from Motilal Oswal gave a “buy” rating for the stock. They gave a target price of ₹70. This means the stock may go up by 21.5%. So, even with problems, many people still believe the company has a good future. 

Potentials: 

Suzlon Energy has announced a very big achievement. The company received India’s largest-ever wind energy order from NTPC Green Energy Limited (NGEL). NGEL is the renewable energy branch of NTPC Limited, which is the biggest government energy company in India. This order is for 1,166 megawatts (MW) of wind energy. As part of this deal, Suzlon will install 370 wind turbines. Each turbine will have a power capacity of 3.15 MW. These turbines are the S144 model, and they will be placed on special Hybrid Lattice Tubular (HLT) towers. The entire project will be set up in three different locations in Gujarat. The electricity made from these wind turbines will be able to power around 3 million homes. This is a very large project and will be the first time a government company (PSU) is doing such a big wind energy project in India. It will also help NTPC Green Energy increase its wind energy portfolio and reach its goal of adding 60 GW of renewable energy by 2032. This project is very important for Suzlon. It shows that Suzlon is back to working with big government energy companies. The company said this is a proud moment and a big step for clean energy in India. The project will also help Gujarat become a leader in renewable energy. Suzlon will not only supply the turbines, but also take care of the full setup—this includes transporting, installing, testing, and maintaining the turbines. The company said it will make sure the project is completed on time and of high quality. This project also supports the Indian government’s “Make in India” plan. The turbines will be made in India using local factories and workers. This will boost local jobs and technology. Suzlon’s total order book is now close to 5,000 MW as of September 3, 2024, because of this big deal. Suzlon’s Vice Chairman, Girish Tanti, said this is a strong partnership with NTPC Green Energy and a big milestone for both companies. Suzlon’s CEO, JP Chalasani, said this is just the beginning and more big projects will come in the future. In short, this is a historic project for Suzlon and India’s renewable energy journey. It will help reduce pollution, create jobs, and support clean energy for millions of people. 

Analyst Insights: 

  • Market capitalisation: ₹ 69,329 Cr. 
  • Current Price: ₹ 51.2 
  • 52-Week High/Low: ₹ 86.0 / 37.9 
  • P/E Ratio: 59.2 
  • Dividend Yield: 0.00% 
  • Return on Capital Employed (ROCE): 24.9% 
  • Return on Equity (ROE): 28.8% 

Suzlon Energy is doing well. Its sales and profit have grown more than 90% compared to last year. The company has many new orders. It is also working better and faster now. Suzlon has reduced its debt. Because of this, it pays less interest. Its profit margins are also better. The company is focusing on clean energy, which has good future demand. But the stock is expensive now. It is trading at a high P/E of 59.2 and 15 times its book value. This means the price may be too high at the moment. There are some other problems. Promoter holding is only 13.2%, which is low. The company does not give dividends. Also, debtor days have increased from 125 to 161, which means it takes longer to get money from customers. When we compare with other companies like Inox Wind and Orient Green, Suzlon’s ROCE and ROE are lower. This means it uses money less efficiently than others. In the long term, Suzlon has good chances because of the clean energy market. But now the price is high, and there are some risks. So, it is better to hold the stock or sell some part and book profit, especially if you bought it at a lower price. 

Jio Financial Services Ltd.
Jio Financial Jumps 3% on New Loan Against Securities (LAS) Rollout by NBFC Arm

Business and Industry Overview: 

Jio Financial Services Ltd. (JFSL) is an Indian financial services company, based in Mumbai. It helps people take loans, save money, pay bills, do recharges, buy insurance, and invest money. All these services are given through a mobile app called JioFinance. People can use the app to manage their money easily. The company wants to make money services simple for all people in India. JFSL started in 1999 with the name Reliance Strategic Investments Private Limited. Later, the name changed to Reliance Strategic Investments Limited in 2002. In 2023, it became Jio Financial Services Ltd. after it separated from Reliance Industries. It got listed on the stock market (BSE and NSE) on 21 August 2023. JFSL is registered with the Reserve Bank of India as a Core Investment Company. It runs its services through companies like Jio Finance Ltd., Jio Insurance Broking Ltd., Jio Payment Solutions Ltd., Jio Leasing Services Ltd., Jio Finance Platform and Services Ltd., and Jio Payments Bank Ltd. JFSL also works with BlackRock, the world’s biggest asset manager. Together they give services like money investment, wealth management, and broking. JFSL wants to help every Indian become strong in money matters using mobile and online tools. The company wants to grow with India and give good returns to people who trust and invest in it.  

Latest Stock News: 

As of April 9, 2025, Jio Financial Services Ltd. (JFSL) is trading at ₹220.92 per share, with a market value of around ₹1,40,385 crore. The stock saw a small drop today. This matches the overall market mood and how investors reacted to recent news. A day earlier, on April 8, JFSL shares jumped 5.38% in the last hour of trading and hit ₹225. It ended the day at ₹224.40, up 5.11%. This big jump happened because Jio Finance Ltd, its NBFC arm, launched a new digital Loan Against Securities (LAS) service. This service gives loans up to ₹1 crore in just 10 minutes, using shares or mutual funds as security. Interest starts from 9.99%, with a loan time of up to 3 years and no early closing charges. The company said this is part of their plan to give fast, easy, and digital financial help to people. Even with this rise, the stock is still down 26.31% in 2025. The stock is trading below many moving averages (5-day to 200-day). Its RSI is 48.56, which shows it is not overbought or oversold. The stock has a high P/E of 256.15, P/B of 5.47, EPS of 0.83, and RoE of 2.13. Its one-year beta is 1.3, which means it is quite volatile. As of December 2024, promoters owned 47.12% of the company, which is backed by Reliance Industries. 

Potentials: 

Jio Financial Services wants to help people with money matters in a simple way. It has many future plans. First, it will start giving insurance with a German company called Allianz. This will help people protect their health, family, and things they own. Second, it will work with a big U.S. company called BlackRock. Together, they will help people save and grow their money through mutual funds and other tools. Third, Jio will start renting phones and internet devices to people. It will buy these devices from Reliance Retail and give them on rent to customers. Fourth, Jio has started a new service called Loan Against Securities (LAS). With this, people can get a loan in just 10 minutes by using their shares or mutual funds as security. They can take up to ₹1 crore at low interest, and they don’t have to pay extra if they close the loan early. Jio wants to give all these services in a digital and easy way. People can use their phone to get loans, invest, and more. The aim is to make money help simple, fast, and for everyone in India. 

Analyst Insights: 

  • Market capitalisation: ₹ 1,40,344 Cr. 
  • Current Price: ₹ 221 
  • 52-Week High/Low: ₹ 395 / 199 
  • Stock P/E Ratio: 87.3 
  • Dividend Yield: 0.00% 
  • Return on Capital Employed (ROCE): 1.55% 
  • Return on Equity (ROE): 1.27% 

Jio Financial Services Ltd (JFSL) is growing fast. Its revenue went up from ₹45 crore in 2023 to ₹1,855 crore in 2024. Its profit also increased from ₹31 crore to ₹1,605 crore. This shows strong business growth. The company has almost no debt, which is good. It also became more efficient. Its working capital days reduced from 1,832 to just 20.6 days. This means it is using money better. The company’s profit margin is also high at 80%. It keeps more money as profit after costs. JFSL is part of Reliance Group, which gives it strong support and trust. 

The company is starting new services. It is working in loans, insurance, and payments. It started a digital loan service called “Loan Against Securities.” Customers can use shares or mutual funds to get loans in just 10 minutes. The loan amount can go up to ₹1 crore. This shows JFSL is using technology to grow and make services easy. 

But there are also some risks. The return on equity (ROE) is 1.27% and ROCE is 1.55%. These are low. It means the company is not using its money very well yet. The stock is expensive. The price-to-earnings ratio (P/E) is high at 87.3. This means the stock costs more than its earnings. The stock has also gone down 26% in 2025 till now. It is trading below many moving averages. This shows weak performance in the short term. 

So, the company has good plans and strong growth. It is safe and backed by Reliance. But right now, returns are low and the stock is costly. Investors should wait and watch how the company performs in the coming quarters. 

Shriram Finance Ltd
Shriram Finance Outshines Market with 5% Rally After Outlook Upgrade and Growth Strategy

Business and Industry Overview:  

Shriram Finance Ltd is a big finance company in India. It is part of the Shriram Group. The group started in 1974 in Chennai. First, it worked with chit funds. Then, it started giving loans and insurance. In 2022, three companies joined to make Shriram Finance. These were Shriram City Union Finance, Shriram Capital, and Shriram Transport Finance. Shriram Finance gives many types of loans. It gives loans for trucks, buses, cars, and two-wheelers. It gives gold loans and loans to small businesses. Many people in small towns and villages cannot get loans from big banks. Shriram Finance helps these people. It easily gives loans. The Shriram Group also works in insurance. Shriram Life Insurance gives life insurance. Shriram General Insurance gives insurance for cars, homes, and travel. The group helps people invest money. Shriram AMC manages mutual funds. Shriram Insight helps people buy and sell shares. Shriram Wealth gives advice on saving and using money. The group also builds houses. Shriram Properties builds homes, mostly in South India. Shriram Automall is a place where people can buy and sell used vehicles. The Shriram Group helps common people and small business owners. It gives loans, insurance, and other services in cities and villages. It makes money matters easy for people who cannot go to big banks. 

Latest Stock News: 

On April 8, 2025, Shriram Finance’s share price went up by 5% to ₹648.45. This happened during the day on the BSE stock exchange. The share price increased because of a stable outlook and strong buying by investors. The stock had fallen by 6% in the last three trading days. But now it has recovered most of that loss. It was the top gainer in the Nifty Financial Services index on that day. This index went up by 1.6%. The Nifty 50 index also went up by 1.62%. Shriram Finance has done better than the market recently. In the last week, the stock increased by 1%. At the same time, the Nifty 50 fell by 3.3%. In the last three months, Shriram Finance gained 11%. The Nifty 50 fell by 5.4% in the same time. Shriram Finance is part of the Shriram Group. It is the main company of the group. The company works in many areas like consumer finance, life insurance, general insurance, stock broking, and distribution. It is one of the biggest non-banking finance companies (NBFCs) in India. Its total assets under management (AUM) are more than ₹2.54 trillion. 

On March 18, 2025, S&P Global Ratings gave a better credit rating to Shriram Finance. The rating went up from ‘BB/B’ to ‘BB+/B’. S&P said the company will benefit from stronger rules in India for NBFCs. It also said that Shriram Finance has a good financial position. S&P said the company is a leader in used commercial vehicle loans. This is because of strong relationships with customers, a deep knowledge of the market, and a wide reach in rural areas. Shriram Finance works in risky areas. Its customers often have low income and no fixed cash flow. Because of this, the company’s credit cost and bad loans are higher than some other companies. But India’s growing economy will help the company. S&P said that credit cost may improve a little. It may go down from 2.1% to 1.9% of average loans in the next few years. 

The company’s loan growth is expected to be strong. It may grow 17% to 19% over the next two years. But its capital will still be strong. S&P said the risk-adjusted capital (RAC) ratio will stay between 13.5% and 14%. Shriram Finance is not growing too fast in any one segment. It is growing steadily in all areas. It is also reducing its focus on commercial vehicle loans. This will lower the risk. 

Shriram Finance has also applied to the Reserve Bank of India (RBI) for a primary dealership license. If approved, this will let the company buy and sell government bonds. Very few NBFCs in India have this license. Also, the RBI has allowed Shriram Finance to buy 100% of Shriram Overseas Investments Private Limited. This may help the company in its plans. The company wants to double its AUM in the next five years. It will focus more on cross-selling and growing in rural and semi-urban areas. Analysts also feel positive about the company. They like its strong portfolio, good loan quality, and ability to give good returns. 

Potentials: 

Shriram Finance has many simple goals for the future. It wants to grow fast and help more people. In December 2024, it started a new part called Shriram Green Finance. This gives loans for electric vehicles, battery stations, and clean energy machines. The company wants to grow this green loan business to ₹5,000 crore in 3 to 4 years. First, it will focus on states like Karnataka, Kerala, NCR, and Maharashtra. Shriram Finance also wants to help more small businesses. These are called MSMEs. Right now, it gives ₹19,600 crore in loans to them. It plans to grow this to ₹40,000 crore in 3 years. It will do this by opening more branches in North, Central, and East India. The company wants to grow its total loans (called AUM) by 15% every year. It will do this by giving more loans for vehicles, tractors, and small businesses. In May 2024, it sold its housing loan company for $555 million. Now it will focus more on giving loans to people and small businesses. Shriram Finance also wants its total assets to grow to ₹3 lakh crore by 2025–2026. It is using more digital tools so people can apply for loans online. This saves time. It also plans to work with other companies to reach more people, even in villages. In short, Shriram Finance wants to help the environment, support small businesses, grow fast, and use technology to serve people better. 

Analyst Insights: 

  • Market capitalisation: ₹ 1,19,892 Cr. 
  • Current Price:₹ 637 
  • 52-Week High/Low: ₹ 730 / 439 
  • P/E Ratio: 14.8 
  • Dividend Yield: 1.41%
  • Return on Capital Employed (ROCE): 11.3% 
  • Return on Equity (ROE): 15.9% 

Shriram Finance Ltd (STFC) has been growing well. Its revenue and profit have been increasing every year. The company makes good money from its business, shown by a return on equity (ROE) of 15.9%. This means it uses its money wisely to earn profits. 

The company’s stock price is not too high compared to others, making it a good option for investors. It also pays a dividend of 1.41%, which means investors get some money back from their investment. The company’s profit from financing has also grown, showing that its main business is doing well. 

The company has more assets now, which shows it is expanding. It does have some debt, but it makes enough money to handle it. Shriram Finance focuses on lending for used commercial vehicles and two-wheelers, which helps it stand out in the market. 

Even though there are some risks, the company is growing and making profits. It is a good option for investors who want to hold stocks for the long term. 

IGL Stock Analysis
Delhi’s EV Push Sends IGL Shares Down 5% – Long-Term Risks and Opportunities

Business and Industry Overview: 

Indraprastha Gas Limited (IGL) (Formerly Gas Authority of India Limited) is an Indian company. It gives natural gas to homes, shops, factories, and vehicles. It gives piped natural gas (PNG) for cooking and work use. It gives compressed natural gas (CNG) for cars, buses, and autos. It works mainly in Delhi and NCR (National Capital Region). IGL started in 1998. It was made to take over the Delhi City Gas Distribution Project from GAIL. IGL is a joint venture. It is owned by GAIL, Bharat Petroleum (BPCL), and the Government of Delhi. All three together started this company. In 2003, IGL became a public company. People could buy its shares on the Bombay Stock Exchange (BSE) and National Stock Exchange (NSE). By 31 December 2017, IGL was giving gas to many people. It gave piped gas to more than 9 lakh homes. It gave gas to over 2,000 shops and more than 1,150 factories. It had around 425 CNG stations. As of 31 December 2017, IGL supplied piped natural gas to over 9,00,000 homes, over 2,000 commercial and more than 1,150 industrial establishments in the NCR. It also operates 425 CNG filling stations for natural gas vehicles.  People could fill gas in their vehicles from these stations. IGL gets its gas from a pipeline. This is the HVJ pipeline. It is owned by GAIL. As of April 2025, IGL’s share price is around ₹175. The company is worth about ₹24,256 crore in the stock market. In financial year 2024, the company made about ₹14,000 crore from sales. Its operating profit was around ₹2,366 crore. IGL wants to give clean, safe, and eco-friendly fuel. It helps in reducing air pollution. It gives people a better and safer fuel choice. 

Latest Stock News: 

In April 2025, IGL’s share price is around ₹174.45. Its market value is about ₹24,256 crore. In FY 2024, the company made about ₹14,000 crore in sales. It earned around ₹2,366 crore in profit before tax and interest. On Tuesday (April 8, 2025), IGL’s shares fell by 5%. The price dropped to around ₹178.72 at 3 PM. This happened after news came about a new draft EV policy by the Delhi government. The policy says CNG autorickshaws will be phased out in Delhi. No new CNG auto registrations will be allowed after August 15, 2025. Also, CNG auto permits will not be renewed after that date. Only electric auto permits will be allowed. IGL gets 30% of its gas sales from CNG. Most of this comes from cars. But this new rule could hurt the company in the long term. The draft EV policy also says people can buy electric cars only if they already have two vehicles. This rule will start after the policy is fully approved. IGL gives clean and safe fuel. But this new policy may reduce its sales in the future. 

Potentials: 

Indraprastha Gas Limited (IGL) has many simple and clear plans for the future. It wants to open 80 new CNG stations in one year. It also wants to give piped gas to 3 lakh more homes. It will give gas to more shops and factories. IGL will also build more gas pipelines. IGL is working on solar power. It will build a solar power plant in Rajasthan. The plant will be very big. It will make clean electricity. IGL wants to make more solar power projects in the next 2 to 4 years. IGL will also work on electric vehicles (EV). It will open 25 battery swapping stations. These will help people using electric scooters and autos. 

IGL will also make biogas from waste. It will build 19 biogas plants. These plants will be in Delhi, Haryana, Rajasthan, and Uttar Pradesh. This gas will help the company meet about 5% of its gas need. IGL also wants to buy small gas companies. This will help it grow in more cities. Now IGL works in 32 districts in 4 states. It wants to grow more and use more clean fuel in the future. 

Analyst Insights: 

  • Market capitalisation: ₹ 24,318 Cr. 
  • Current Price: ₹ 174 
  • 52-Week High/Low: ₹ 285 / 153 
  • Stock P/E Ratio: 16.2 
  • Dividend Yield: 2.64%
  • Return on Capital Employed (ROCE): 28.8% 
  • Return on Equity (ROE): 21.8% 

Indraprastha Gas Ltd is a strong company. It has no debt. It gives good returns. ROCE is 28.8% and ROE is 21.8%. It gives 42.8% of its profit as dividend. In the last 5 years, profit grew by 18.4% every year. The company has a big network. It runs 819 CNG stations and gives gas to over 25 lakh homes. But in the last quarter (Dec 2024), profit went down to ₹286 crore. Profit margin also fell to 10%, which is low. Also, Delhi government wants to stop CNG auto permits from August 2025. This is bad for IGL because 30% of its gas is sold as CNG. The share price also dropped from ₹285 to ₹174. This shows that the market is worried. So, it is better to hold the stock and wait. Do not buy more now.