Archives 2025

IREDA Ltd
IREDA Q4 Results: ₹501 Cr Profit, 49% Growth, and Major Renewable Energy Push

Business and Industry Overview: 

Indian Renewable Energy Limited (IREL) and the Indian Renewable Energy Development Agency (IREDA) are both working towards clean energy in India. IREL is a private company that focuses on solar energy projects and explores new investments in power generation. It helps set up rooftop solar plants and looks for ways to grow in the renewable sector. IREDA, on the other hand, is a government-backed financial institution. It provides loans and financial help to projects related to solar, wind, hydro, and energy efficiency. IREDA was set up in 1987 and works under the Ministry of New and Renewable Energy (MNRE). Both organizations aim to make renewable energy more affordable and accessible. They want India to use cleaner power sources, reduce pollution, and move towards a sustainable future. The government is focusing a lot on solar energy. In the 2024-2025 budget, they increased the money for building solar power grids to Rs. 8,500 crore (US$ 1.02 billion), which is double what they spent the year before. The government is also supporting clean energy like green hydrogen and electric vehicles (EVs). Indian companies plan to invest Rs. 67,42,400 crore (US$ 800 billion) in these areas. 

IREDA is a strong player in India’s renewable energy market. It gets a lot of support from the government, which helps it provide loans and funding for clean energy projects. IREDA has been around since 1987 and is known for helping build projects in solar, wind, and energy efficiency. It works closely with the government’s plans to increase clean energy in the country. IREDA also has a good reputation for being reliable and transparent in its work. As the demand for renewable energy grows, IREDA is in a good position to keep helping develop new energy sources, even though new private companies are entering the market. 

Latest Stock News: 

On April 16, 2025, IREDA’s share price went up by 7%. This happened after the company shared its results for the January to March 2025 quarter (Q4 of FY25). 

In this time, IREDA made a profit of ₹501.55 crore. This profit is 49% more than the profit of ₹337 crore in the same quarter last year (January to March 2024). This shows the company earned much more money this year. 

The company’s total income also grew by 37%. It increased from last year and reached ₹1,905.06 crore. This income came from its main business — giving loans for clean energy projects like solar, wind, hydro, and others. 

IREDA also said that its loan book became bigger. It gave out more loans during the full year. The loan book grew by 28% and reached ₹76,250 crore. This means more people and companies are taking loans from IREDA to work on renewable energy projects. 

Because of all this good news, many investors started buying IREDA’s shares. This made the share price go up by 7% on April 16. One day before, on April 15, the share price had already gone up by more than 9%. In the last one month, the stock has gone up by over 20%. But it is still 24% down for the full year. 

Segmental information: 

IREDA works in two main areas to support clean energy in India. 

1. Financing Activities: IREDA gives loans to people, companies, and organizations. These loans help build renewable energy projects. The projects include solar power, wind power, hydro power, and biomass energy. IREDA helps people buy equipment for these projects too. It also gives loans to companies that make clean energy products. For example, if a company wants to build a solar power plant, they need a lot of money. IREDA can lend them the money to start the project. The company will pay back the loan in small amounts over time. IREDA also gives money for energy-saving projects.  These projects help save energy and reduce waste. All of these projects help India use more clean energy and reduce pollution. 

2. Power Generation: IREDA is also involved in making electricity. It works on renewable energy projects that produce power. IREDA helps build solar farms and wind farms that generate electricity. The electricity from these farms is used by homes, businesses, and industries. This helps supply clean energy to the country. 

Subsidiary Information: 

1. IREDA Global Green Energy Finance IFSC Limited: This company was started on May 7, 2024. It is in GIFT City in Gujarat. This area helps companies grow their financial work easily. The job of this company is to help invest in clean energy projects. It will give money to projects that use solar energy, wind energy, and other renewable sources. It will also support projects that save energy and use green technologies. This company will work not just in India but also in other countries. The main goal is to make clean energy cheaper and available to more people. 

2. New Subsidiary for Retail and B2B: IREDA also got approval from the government to start another subsidiary. This new company will focus on two areas: 

  • Retail: It will offer clean energy solutions to homes and small businesses. 
     
  • Business-to-Business (B2B): It will help big companies and industries with renewable energy projects. 
     

Q4 Highlights: 

  • IREDA made a profit of ₹501.55 crore for the fourth quarter of FY25, which is a growth of about 49% compared to ₹337 crore in the same period last year (Q4 FY24). 
     
  • The company’s revenue increased by 37%, reaching ₹1,905.06 crore. 
     
  • IREDA’s net interest income grew sharply by 47%, rising to ₹801 crore from ₹544 crore in Q4 FY24. 
     
  • The company’s asset quality has declined slightly. The Net NPA margin rose from 0.99% in Q4 FY24 to 1.35% in Q4 FY25, but it decreased from 1.5% in Q3 FY25. The Gross NPA margin stood at 2.45%. 
     
  • The company’s board has approved a borrowing plan of ₹30,800 crore for the financial year 2026. 
  • On April 16, 2025, IREDA’s shares were up by 7.20%, trading at ₹179. However, the stock is down by 20% for the year and has fallen 42% from its peak of ₹310. 

Financial Summary:  

Amount in ₹ Crore Q4 FY24 Q4 FY25 FY23 FY24 
Revenue 1,904.00 1,391.00 4,965 6,742 
Expenses 170.00 56 85 471 
EBITDA 630 488 1,716.00 2,130.00 
OPM 33% 35% 35% 32% 
Other Income 11 0 -1 12 
Net Profit 502.00 337.00 1,252 1,699 
NPM 26.37 24.23 66.46 56.48 
EPS 1.87 1.26 4.66 6.32 
ICICI Lombard Ltd
ICICI Lombard Q4 Results: Net Profit Falls 2% to ₹510 Cr, GDPI Up 10%, ₹7 Dividend Declared

Business and Industry Overview: 

ICICI Lombard is a big private insurance company in India. It started in 2001. It was a joint company between ICICI Bank and a foreign company called Fairfax. ICICI Bank had a 64% share. Fairfax sold all its shares in 2019. Now ICICI Bank owns most of it. The company gives many types of insurance. These include health, motor, travel, home, crop, and accident insurance. It sells these through agents, banks, online, and its own offices. It is the biggest non-life insurance company in India. It has a 9.4% market share. It had 312 real branches and 917 virtual branches. It also has 3 call centers and 685 customer service people. It is growing in small towns and cities. It also invests money. It had ₹51,557 crore in investments in 2024. In 2022, it had ₹38,786 crore. Its returns were 4.45% in 2024. It was 7.98% in 2023 and 8.45% in 2022. Most of the money is in corporate bonds (43%) and government bonds (40%). Some is in shares (12%). It is using more technology. Its app IL TakeCare has face scan. Over 1.1 crore people downloaded it. 99% of policies were given online in 2024. In 2022, it was 97%. The company had some tax-related cases. It had ₹555 crore in pending liabilities in 2024. In 2022, it was ₹880 crore. ICICI Bank increased its share in 2024. It now owns 51.66% of ICICI Lombard. Before, it had 48%. ICICI Lombard is growing fast. It uses technology. It reaches more people. It offers many types of insurance. It is strong in the market. 

Latest Stock News: 

ICICI Lombard’s share price went up by 5% on April 15, 2025. The company will share its last quarter results today. Many investors think the results will be good. So, they are buying the stock. That is why the price went up. The current share price is ₹1,822.60. In the past year, the lowest price was ₹1,480.50. The highest price was ₹2,301.90. The company’s total market value is ₹90,602.97 crore. Its P/E ratio is 42.67. This means investors are paying ₹42.67 for ₹1 of the company’s profit. Its P/B ratio is 6.54. This shows the share price is 6.54 times the value of its assets. The dividend yield is 0.67%. This means the company gives ₹0.67 as a dividend for every ₹100 invested. The debt-to-equity ratio is 0.27. This shows the company has low debt. In January 2025, the share price had gone down by 3.12% in one day. It kept falling for three days. But now it is going up again. Investors are feeling more confident. The Q4 results are important. They will show the company’s profit, number of policies sold, and claim payments. If the results are good, the price may go up more. If the results are not good, the price may fall. So, everyone is waiting for the results.  

Segmental information: 

ICICI Lombard General Insurance offers many types of insurance to cover different needs. Here is a detailed explanation of each one: 

  1. Motor Insurance: This is the largest part of the business. It covers vehicles like cars, bikes, and trucks. 
    Private Car and Bike Insurance: This helps pay for repairs if the vehicle is damaged, stolen, or caught on fire. 
    Commercial Vehicle Insurance: This covers trucks and other vehicles used for business. 
    There are two main types: 
  • Third Party Insurance: This covers damage to other people’s vehicles or property if you are at fault. 
  • Own Damage Insurance: This covers damage to your vehicle, like if it gets into an accident or is stolen. 
     
  1. Health, Travel, and Personal Accident Insurance: 
    Health Insurance: This pays for medical costs like hospital stays and doctor visits. It can cover one person or a whole family. 
    Travel Insurance: This covers problems during travel, like medical emergencies or lost luggage. 
    Personal Accident Insurance: If you are hurt or killed in an accident, this insurance gives money to you or your family to help. 
     
  1. Property and Casualty (P&C) Insurance: 
    Fire Insurance: This protects property from damage caused by fire. 
    Engineering Insurance: This helps cover accidents or damage in construction projects or machinery. 
    Liability Insurance: This protects businesses if someone sues them. For example, if a customer gets hurt on their property, this insurance helps cover legal costs. 
     
  1. Marine Insurance: This insurance protects goods being shipped by sea or air. It helps businesses that send products to other countries. If goods are lost or damaged while traveling, this insurance helps cover the cost. 
     
  1. Crop Insurance: This helps farmers if their crops are damaged by things like floods, droughts, or pests. It gives them money to recover losses and continue farming. 
     

ICICI Lombard offers all these different types of insurance to serve many customers. They help individuals, businesses, and farmers stay protected. This range of products makes the company one of the top insurance providers in India. 

Subsidiary Information: 

ICICI Lombard General Insurance has no subsidiaries. This means it does not own or control any smaller company under it. It is a single company that works on its own. It handles all its work by itself. 

ICICI Lombard is part of the ICICI Group. But it does not have any small companies working under it. It offers all its services—like motor insurance, health insurance, travel insurance, crop insurance, and more—by itself. 

The company works with other companies for help. For example, it ties up with hospitals for health insurance claims. 
– It works with garages for vehicle repairs. 
– It uses digital apps and agents to sell policies. 
– It gets help from other service providers to make things faster and easier. 

But these companies are only partners. ICICI Lombard does not own them. They just help the company give better service. 

Q4 Highlights: 

  • Net profit fell by 1.9% YoY to ₹509.6 crore in Q4 FY25 from ₹520 crore in Q4 FY24. 
     
  • GDPI (FY25) rose by 8.3% to ₹26,833 crore, higher than industry growth of 6.2%. 
     
  • GDPI ( ) grew by 11% under new IRDAI rules, beating industry growth of 8.6%. 
     
  • Solvency Ratio Strong at 2.69x, well above the required 1.5x level. 
     
  • Final dividend of ₹7 per share proposed for Q4; total FY25 dividend is ₹12.5 per share. 
     
  • Return on equity improved to 19.1% in FY25 from 17.2% in FY24. 
     
  • Share price rose 6.5% before results, closing at ₹1,830 on the BSE. 

Financial Summary:  

Amount in ₹ Crore Q4 FY24 Q4 FY25 FY23 FY24 
Revenue 5,391.00 6,051.00 20,487 23,961 
Expenses 4,701.00 5,443 17,910 20,680 
EBITDA 690 609 2,577.00 3,281.00 
OPM 13% 10% 13% 14% 
Other Income 8 60 112 40 
Net Profit 520.00 510.00 1,919 2,508 
NPM 9.65 8.43 66.46 56.48 
EPS 10.54 10.28 38.94 50.6 
GM Breweries Ltd
GM Breweries Ltd: IMFL Growth, Dividend Payouts & Q4 Results Breakdown

Business and Industry Overview: 

GM Breweries Ltd was started in 1981 by Shri Jimmy William Almeida. It is a company based in Mumbai, Maharashtra. The company makes two main types of liquor: Country Liquor (CL) and Indian Made Foreign Liquor (IMFL). Some of its well-known brands are G.M. Santra, G.M. Doctor, G.M. Limbu Punch, and G.M. Dilbahar Sounf. 

The company has a big factory in Virar, Maharashtra, which is fully automated. This means the factory runs with little human help. It can produce more than 50,000 cases of drinks every day. This makes GM Breweries one of the biggest makers of country liquor in Maharashtra. 

GM Breweries has been paying dividends to its investors regularly. This means the company gives a part of its profits to the people who own its stock. The company has been doing this since it first became public. 

As of April 2025, the stock price of GM Breweries is around ₹654. The company’s market value (market cap) is about ₹1,494 crore. The P/E ratio (Price-to-Earnings) is 9.63, which is low. This suggests that the stock may be priced lower than its earnings, making it a good investment for people looking for value. 

In short, GM Breweries is a strong company in the alcoholic drinks business. It has a large factory, popular brands, and a good history of paying dividends. Its stock is priced lower than some others, which might be a good chance for investors. 

Latest Stock News: 

GM Breweries Ltd recently shared its Q4 FY25 results. The company reported a 30% drop in net profit, which was ₹60 crore. Even though profit went down, the company’s revenue went up by 6%, reaching ₹663 crore. The company’s earnings per share (EPS) dropped to ₹26.47, which is almost half of what it was last year. The reason for the profit drop was an increase in expenses, which went up by 6%, reaching ₹635 crore. 

Despite the profit decline, GM Breweries decided to give a dividend of ₹7.5 per share to its investors for the year ending March 31, 2025. This shows that the company is still focused on rewarding its shareholders. 

As of April 15, 2025, the stock price of GM Breweries is around ₹654. The company’s market value is about ₹1,494 crore. The P/E ratio (Price-to-Earnings) is 9.63, which is low and might be a good sign for investors looking for value. 

Business Segmental Information of GM Breweries Ltd 

GM Breweries Ltd works in two main areas: 

  1. Country Liquor (CL): 
     
  • Country liquor is one of the main drinks that GM Breweries makes and sells. It is a traditional drink enjoyed by many people, especially in Maharashtra. 
  • GM Breweries is the largest maker of country liquor in Maharashtra and has a big share in the market for this product.
  • Some of the popular country liquor brands from GM Breweries are G.M. Santra, G.M. Doctor, G.M. Limbu Punch, and G.M. Dilbahar Sounf. These drinks are sold at low prices to reach many customers. 
  1. Indian Made Foreign Liquor (IMFL): 
  • IMFL is another key area for GM Breweries. IMFL includes drinks like whiskey, rum, gin, and vodka, made in India using foreign methods. 
  • GM Breweries makes and sells different IMFL brands, catering to customers who want higher-quality alcoholic drinks. 
     

Both of these segments help GM Breweries earn revenue. The company has a large, fully automatic bottling plant in Virar, Maharashtra. This plant helps the company make many bottles of alcoholic drinks quickly and efficiently. The company also pays a lot in excise duty and value-added tax from selling these drinks. 

In short, GM Breweries is a major player in both the country liquor and IMFL markets. It has a strong presence in Maharashtra and other states, offering drinks that cater to different tastes. 

Subsidiary Information of GM Breweries Ltd 

Right now, GM Breweries Ltd does not have any subsidiary companies. This means the company does not own other businesses. It mainly works on its own, making and selling alcoholic drinks like Country Liquor and Indian Made Foreign Liquor (IMFL). 

GM Breweries has its own bottling plant in Virar, Maharashtra, where it makes its drinks. The company focuses on growing its business in these areas. 

In the future, GM Breweries may decide to start new businesses or partnerships, but at the moment, it only operates its main business. 

Q4 Highlights of GM Breweries Ltd (FY25) 

Here are the main points from GM Breweries’ Q4 FY25 results: 

  1. The company’s net profit went down by 30% compared to last year. It was ₹60 crore for this quarter. 
  1. GM Breweries made 6% more money from sales, which added up to ₹663 crore.  
  1. The Earnings Per Share (EPS) dropped to ₹26.47. This is about half of last year’s EPS.  
  1. The company’s total expenses increased by 6%, reaching ₹635 crore. This affected the company’s profit. 
     
  2. Even though profits went down, GM Breweries decided to give a dividend of ₹7.5 per share for the year ending March 31, 2025. 

    Financial Summary:  

    Amount in ₹ Crore Q4 FY24 Q4 FY25 FY23 FY24 
    Revenue 160.00 169.00 615 637 
    Expenses 135.00 141 508 519 
    EBITDA 25 29 107.00 118.00 
    OPM 16% 17% 17% 18% 
    Other Income 71 40 80 48 
    Net Profit 87.00 60.00 152 129 
    NPM 54.38 35.50 66.46 56.48 
    EPS 38 26.46 126.88 134.2 
    Apollo Hospitals ltd
    Apollo Hospitals Strong Financial Growth: A Look at India’s Leading Healthcare Provider

    Business and Industry Overview: 

    Apollo Hospitals started in 1983 in Chennai, India, by Dr. Prathap C. Reddy. It was the first private hospital of its kind in India. It changed healthcare in India by offering better care and treatments. Today, Apollo has 71 hospitals in India. It is the biggest private hospital chain in the country. These hospitals are in big cities like Chennai, Hyderabad, Bengaluru, Kolkata, Delhi, and Ahmedabad. Apollo offers care for many problems like heart disease, bone problems, brain issues, and cancer. Apollo is known for treating serious health problems. They use the latest technology and have doctors from all over the world. Many people trust Apollo for good care. Apollo is growing. They plan to add over 2,000 more beds in their hospitals by 2027. This will help more people get care. Apollo also helps train doctors, nurses, and healthcare workers. They also do research to find better treatments. In 2024, Apollo made 63% more money than the previous year. This is because more people are using their services. Apollo’s goal is to give the best care, keep patients safe, and use technology to improve health. They want to make healthcare affordable for everyone in India and other countries. 

    Latest Stock News: 

    Apollo Hospitals’ stock dropped by 6.7% on April 11, 2025, because the overall stock market went down. This drop was not due to problems with Apollo itself. Despite this, Apollo is still one of the biggest and most important healthcare companies in India. Apollo is planning to grow a lot in the next few years. They are going to invest ₹6,000 crore to add 3,500 new hospital beds over the next five years. This will help Apollo meet the growing demand for healthcare. In the first phase, they will spend ₹2,880 crore to add 1,737 beds in big cities like Pune, Kolkata, Hyderabad, and Gurgaon. They plan to complete this by 2026. In the second phase, Apollo will add 1,775 more beds in cities like Chennai, Mumbai, Varanasi, and Lucknow. This will help more people in both big and small cities get better healthcare. Apollo’s plan to add more beds shows that the company is working to make healthcare easier for more people in India. Even though their stock went down recently, Apollo’s growth plans show they have a strong future. 

    Potentials: 

    Apollo Hospitals has big plans for the future. They want to spend ₹6,100 crore to grow and help more people. They plan to add 3,500 new beds in 11 places across India by 2026. This will allow Apollo to treat more patients and give them better care. Apollo will open five new hospitals in big cities like Mumbai, Chennai, Gurgaon, Varanasi, and Lucknow. These hospitals will have over 1,400 beds. They will also make their current hospitals bigger in cities like Pune, Kolkata, and Hyderabad. This will provide more space for patients and doctors. Apollo will spend ₹1,700 crore for this expansion. Out of this, ₹1,300 crore will be spent in the next year. This shows that Apollo is serious about improving healthcare in India. 

    Apollo is also improving their online services. They want to make it easier for people to talk to doctors. Through telemedicine and online consultations, people can talk to doctors from home. This will help people who cannot visit a hospital easily. These plans will help Apollo provide better healthcare. It will also help treat more people across India. Apollo is working hard to make healthcare available for everyone. 

    Analyst Insights: 

    • Market capitalisation: ₹ 99,147 Cr. 
    • Current Price: ₹ 6,896 
    • 52-Week High/Low: ₹ 7,545 / 5,691 
    • Stock P/E: 75.6 
    • Dividend Yield: 0.24% 
    • Return on Capital Employed (ROCE): 15.1% 
    • Return on Equity: 13.3% 

    Apollo Hospitals is a strong company with solid financial growth. Over the last five years, its profits have grown by 34.3% each year on average. This shows it can keep growing in the future. The company has been able to increase both its revenue and profit margins, even during difficult times. In Q4 FY24, Apollo Hospitals reported a 51.77% increase in net profit, reaching ₹379 crore. This is a big jump and shows the company is still doing well despite challenges. The operating profit margin is 14%, which means Apollo is good at controlling its costs. Apollo’s return on capital employed (ROCE) is 15.1%, which shows it uses its money effectively to make more profit. Its return on equity (ROE) is 13.3%, which means it uses shareholders’ money well to earn profits. The company has a large network of 10,134 beds across India and abroad. This helps it cover a large part of the healthcare market. It also helps the company make more revenue. The healthcare industry is growing, and Apollo is in a good position to take advantage of this. 

    Apollo Hospitals also pays a dividend of 22.6%. This is attractive for investors who want regular income. So, Apollo is a good choice for investors looking for both growth and income. 

    The company’s price-to-earnings (P/E) ratio is 75.6, which is higher than many other companies. This shows that investors expect Apollo to keep growing. Even with the high P/E ratio, it makes sense because Apollo is a leader in the healthcare field. Its high-margin services, like specialized care and retail drugs, are doing well. 

    Overall, Apollo Hospitals is a strong choice for investors. It has shown good financial growth, is well-managed, and is a leader in the healthcare market. Investors looking for long-term growth in healthcare should consider Apollo Hospitals. 

    GMR Airports Ltd
    GMR Airports: Growth Potential, Global Projects & Stock Market Buzz

    Business and Industry Overview: 

    GMR Airports Infrastructure Ltd is part of the GMR Group. GMR Group is a big Indian company. It started in 1978. The founder is Grandhi Mallikarjuna Rao. The head office is in New Delhi. GMR Group works in many areas. It builds and runs airports. It also works in energy, highways, and city projects. It is one of the biggest infrastructure companies in India. It has assets worth about 25 billion US dollars. It works with the government. This is called a public-private partnership. The company and the government work together on big projects. It is famous for running the Delhi Airport. This is the Indira Gandhi International Airport. It is one of the busiest airports in India. GMR also runs the Hyderabad Airport. It also started a new airport in Goa. This is the Mopa Airport. It started in 2023. GMR works outside India too. It runs the Cebu Airport in the Philippines. It also runs a cargo terminal in Istanbul, Turkey. It is planning to work in Greece and Indonesia too. GMR Airports earns money in many ways. It gets money from flights and passenger services. It runs cargo services. It also has shops inside the airport. These are duty-free and retail shops. GMR also uses airport land to build buildings. This is called airport real estate. GMR is working to keep the airports green and clean. It uses solar power. It saves water. It recycles waste. Delhi and Hyderabad airports won awards for being eco-friendly. GMR wants to grow more. It wants to run more airports in India and other countries. It also wants to make airports better for people. Its goal is to be one of the best airport companies in the world. 

    Latest Stock News: 

    On April 15, 2025, the share price of GMR Airports Infrastructure Ltd was ₹85.92. This is a little higher than the last price of ₹85.66. The company’s total value in the stock market is around ₹90,722 crore. This means GMR is a big company. The stock went up because of good news. A big bank called Citi gave the stock a “Buy” rating. This means they think the price will go up more. They believe the company will grow well in the future. They also said GMR will earn more money and do better in business. Another good news is about the Delhi Airport. The government allowed GMR to increase charges. This means GMR can collect more money from passengers and airlines. After this news, the stock price went up by almost 5% in one day. But the company is still not making profit. In the year 2024, GMR had a net loss of ₹559.27 crore. This means it spent more money than it earned. Even with this loss, people are hopeful. They believe GMR will do better in the future. In the past one year, the stock price stayed between ₹67.75 and ₹103.70. It went up and down but stayed in this range. Also, mutual funds own 2.53% of the company shares. This shows that big investors still trust the company. Right now, many experts are saying good things about the stock. Most of them think it is good to buy and keep the stock. They believe GMR will grow more in India and other countries. The company may earn more money from airports and services. 

    Potentials: 

    GMR Airports Infrastructure Ltd has many plans for the future. They want to build more airports in India and other countries. They are working on the Mopa Airport in Goa and also looking to manage airports in Greece and Indonesia. This will help them reach more people and grow in the global market. GMR also plans to improve its existing airports, like Delhi and Hyderabad airports. They want to make the airports better by adding new services and making things more comfortable for passengers. The company is working to be more eco-friendly. They are using solar energy to power the airports, saving water, and reducing waste. They want to make their airports carbon neutral, which means they want to cut down on pollution and take care of the environment. GMR also wants to earn more money from things other than flying. They plan to build shops, hotels, and office buildings inside their airports. This will help them make more money from travelers and other businesses. The company is using new technology to make things faster and safer for passengers. They are working on things like automated check-ins and smart security to reduce waiting times and improve safety. Finally, GMR wants to grow in new markets. They are looking to run more airports in different countries to become a bigger player in the airport business. In short, GMR Airports Infrastructure Ltd plans to build new airports, improve existing ones, go green, earn money from more services, use new technology, and expand globally. They want to become one of the biggest and best airport companies in the world. 

    Analyst Insights: 

    • Market capitalisation: ₹ 90,786 Cr. 
    • Current Price: ₹ 86.0 
    • 52-Week High/Low: ₹ 104 / 67.8 
    • Dividend Yield: 1.34% 
    • Return on Capital Employed (ROCE): 6.41% 

    GMR Airports Ltd showed a good performance with a 19.16% growth in revenue in FY 2024. The company made a profit margin of 37%, which shows it is doing well in its main business. It also had strong cash flow of ₹3,880 Cr, showing it can manage its money well. However, the company has a high debt of ₹35,882 Cr, which is a concern. The low interest coverage ratio means it might have trouble paying off its debt. Additionally, 29.5% of the promoter’s shares are pledged, which could affect the stability of the company. Even though the company made a net profit of ₹202 Cr, it has not paid dividends recently, and its earnings have not been stable over the years. The growth of India’s airport infrastructure is an opportunity for GMR, but the debt and market risks are important to consider. This stock may be good for investors who are ready to take some risk for potential growth in the long term. 

    Marico Ltd
    Marico Ltd. Shows Strong Resilience Amid Market Volatility and Stock Performance

    Business and Industry Overview: 

    Marico Limited is a big Indian company. It started in 1987. Its head office is in Mumbai. It makes products for health, beauty, and wellness. It makes hair oils, skin care items, cooking oils, healthy food, men’s grooming products, and fabric care products. It owns popular brands like Parachute, Saffola, Livon, Set Wet, and Nihar Naturals. Marico sells products in more than 25 countries in Asia and Africa. It has brands like HairCode, Isoplus, X-Men, and Thuan Phat in other countries. Marico has 8 factories in India. These are in Puducherry, Perundurai, Kanjikode, Jalgaon, Paldhi, Dehradun, Baddi, and Paonta Sahib. Harsh Mariwala started Marico. He is the Chairman. Saugata Gupta is the Managing Director and CEO since March 2014. In 2019–2020, Marico earned ₹7,315 crore. In 2022–2023, it earned ₹9,764 crore and made ₹1,362 crore profit. Marico is growing every year. It is also buying small brands like Beardo, Just Herbs, and True Elements. This helps it grow more and reach new customers. Marico is also doing good work for society. It supports education, helps women, supports safe farming, and works on water saving. It also wants to use less plastic and eco-friendly packaging. Marico is a trusted and growing company. It helps people and also cares for the environment. 

    Latest Stock News: 

    In April 2025, Marico’s stock is doing well. On April 11, its share price closed at ₹709.95, up by 2.38%. The company showed strong growth in profit and sales. In Q2 FY25, it made ₹433 crore profit, which is 20% more than last year. Its revenue went up to ₹2,664 crore. The stock went up after this news. In October 2024, it even hit a high of ₹687.30. Marico’s stock price in the past 52 weeks moved between ₹495.15 and ₹736.90. Experts are positive about the stock. The owner of the Saffola and Parachute brands showed strong growth for four weeks in a row. It broke out of a symmetrical pattern on the weekly chart. A bullish candle was formed, which shows people are buying from lower levels. On April 9, FMCG stocks, including Marico, went up. This happened after the RBI reduced the repo rate and gave a better inflation outlook. The FMCG index rose more than 3%. Stocks like Britannia, Godrej Consumer Products, Hindustan Unilever, and Marico rose by 4% to 6%.Marico Limited is going to have a conference call for investors and analysts on May 2, 2025, at 6:00 p.m. IST. During this call, the company will share its financial results for the quarter and year ending March 31, 2025. These results will be available on Marico’s website after the Board of Directors’ meeting on the same day. Mr. Saugata Gupta, the CEO, and Mr. Pawan Agrawal, the CFO, will speak during the call. The company’s latest update for Q4 FY25 shows stable demand, with improvements in rural areas and mixed performance in urban areas. Marico expects better results in the coming quarters, supported by its strong brands and strategies. This call will give important details about Marico’s financial performance and future plans. 

    Potentials: 

    Marico has many plans to grow in the future. Right now, its products are in 1 million stores across India. By 2027, it wants to reach 1.5 million stores. This will make it easier for more people to buy its products. The company is focusing on selling more healthy foods and premium personal care items. It wants these two areas to make up 25% of its sales in India by 2027. To do this, Marico will bring in more products in these areas. Marico also has brands like Beardo and Plix that sell mainly online. It wants each of these brands to earn ₹500 crore in the next 4 to 5 years. Marico will sell these brands on websites to reach more customers.  The company is also working to grow in other countries like Vietnam and South Africa. Right now, it makes a lot of money from Bangladesh. But Marico wants to sell more in other countries to not depend on just one market. It wants to grow in these new countries with strong sales. Finally, Marico wants to be good for the environment. It is working on eco-friendly packaging to use less plastic. Marico is also focusing on making products that are healthy and good for people’s wellness. This will help Marico meet the needs of people who care about their health and the planet. In short, Marico plans to sell in more stores, grow in foods and personal care, focus on online sales, expand to new countries, and be more eco-friendly. These steps will help Marico grow and succeed in the future. 

    Analyst Insights: 

    • Market capitalisation: ₹ 91,339 Cr. 
    • Current Price: ₹ 705 
    • 52-Week High/Low: ₹ 737 / 495 
    • Stock P/E: 63.3 
    • Dividend Yield: 1.34% 
    • Return on Capital Employed (ROCE): 37.0% 
    • Return on Equity: 29.3% 

    Marico Ltd is a strong company with good financial results, making it a good option for a buy recommendation. It is a leader in the FMCG market, holding 62% market share in coconut oil and 53% in leave-on serums. These strong positions help it stay ahead of competitors and show the brand’s strength. The company has great profits. Its Return on Equity (ROE) is 38.5%, and Return on Capital Employed (ROCE) is 43.1%. These numbers show that Marico is using its money efficiently and making good profits. Marico’s net profit grew by 4.18% in the last quarter. This shows that the company is still doing well and growing, even in tough market conditions. Its success is mainly due to the good performance of its products, especially healthy foods and skincare, which are in demand as more people focus on health and wellness. Marico’s Price-to-Earnings (P/E) ratio is 56.85, which is high compared to other companies in the FMCG sector. This could mean the stock is expensive. However, because of Marico’s strong financial results and market position, the higher price is justified. The company also offers a 1.34% dividend yield, which makes it attractive for investors who want regular income. 

    Overall, Marico’s steady growth, strong brand, good profits, and strong market position in health-focused products make it a solid investment choice. Even though its stock price is high, the company’s ability to keep growing and earning makes it a good buy for long-term investors. 

    Sundaram Finance Ltd
    Sundaram Finance Holdings Acquires Majority Stake in Axles India: Impact on Group Growth & Valuation

    Business and Industry Overview: 

    Sundaram Finance Limited is a large finance company in India. It started in 1954 in Chennai. The founder was T.S. Santhanam. It is part of the TVS Group. The company is registered with the Reserve Bank of India (RBI). It is a Systemically Important Deposit Accepting NBFC. That means it can take deposits and is very important for the financial system. The company gives many types of financial services. It gives loans for vehicles like cars, trucks, and tractors. It gives loans to small and medium businesses (SMEs). It also gives home loans, leasing services, and fixed deposits. Sundaram Finance also gives services like wealth management, investment banking, private equity, credit cards, infrastructure finance, and treasury advice. The company has many other businesses too. These are called subsidiaries. Some of them are Sundaram Home Finance (for home loans), Sundaram Asset Management (for mutual funds), Sundaram Finance Holdings (for other investments), and Royal Sundaram General Insurance (for insurance). Sundaram Finance has more than 640 branches in India. It is known for being safe, trusted, and careful in its work. In December 2017, the company’s market value was ₹26,000 crore. By April 2025, the market value became ₹51,616 crore. It is one of the trusted and respected finance companies in India. 

    Latest Stock News: 

    Sundaram Finance Holdings Limited (SFHL), part of Sundaram Finance Group, will buy 24.16% stake in Axles India for ₹182.68 crore. After this deal, SFHL’s total share in Axles India will go up to 62.98%, making Axles India its subsidiary. The deal is expected to finish by April 30, 2025. SFHL will buy 61,58,208 shares at ₹296.65 each from Dana Global Products Inc., a foreign promoter. This deal does not include stamp duty or taxes. Also, it is not a related party transaction. Sundaram Finance Limited, the promoter of SFHL, does not directly own shares in Axles India. Axles India makes axle housings for medium and heavy commercial vehicles. The company was started in 1982 and was earlier part of a joint venture with Eaton. Later, Dana Holding Corporation took over Eaton’s axle business. This move fits SFHL’s strategy to grow in the automotive components sector, especially for commercial vehicles. It will help SFHL improve its position and create business benefits (synergies) in this field. SFHL is the investment arm of Sundaram Finance and mainly invests in auto component manufacturing. The group believes in steady growth, financial safety, and high asset quality, not quick expansion. 

    Potentials: 

    Sundaram Finance Ltd. has big plans to grow and do well in the future. It wants to stay strong and make steady profits. The company is planning to expand its services and help more people. One of the main plans is to grow its Sundaram Home Finance branch network. The company will open 40 new branches in India. These branches will give out home loans, small business loans, and loans for affordable housing. Sundaram Home Finance will also open 10 branches just for affordable housing and hire 75 new employees to help with this growth. The company is also making a big move in the automotive parts industry. Sundaram Finance Holdings (SFHL) is buying more shares in Axles India. It will buy a 24.16% share for ₹182.68 crore. After this, SFHL will own 62.98% of Axles India, making it a part of SFHL. This is important because Axles India makes parts for heavy trucks. SFHL wants to grow with Axles India, which has been doing well. Sundaram Finance is raising ₹13,000 crore by selling non-convertible debentures (NCDs). This money will help the company lend more and expand its business. The company is also focusing on digital technology. It is making it easier for customers to apply for loans, manage money, and get help online. This will save time and make things simpler for customers. In short, Sundaram Finance wants to grow in many ways. It will open more branches, invest more in Axles India, raise money, and use technology to help customers. These steps will help the company do well in the future. 

    Analyst Insights: 

    • Market capitalisation: ₹ 51,616 Cr. 
    • Current Price: ₹ 4,646 
    • 52-Week High/Low: ₹ 5,536 / 3,733 
    • Stock P/E: 31.6 
    • Dividend Yield: 0.65 % 
    • Return on Capital Employed (ROCE): 9.21 % 
    • Return on Equity: 14.2 % 

    Sundaram Finance Ltd (SFL) shows steady performance, but it may be overpriced at its current price. The P/E ratio of 31.6 is much higher than the industry average. This means the stock is expensive based on its earnings. A high P/E ratio often suggests that investors are paying too much for the stock. This makes the stock riskier for those looking for value. The Return on Capital Employed (ROCE) is 9.21%, lower than the industry average. This means the company is not using its capital efficiently. The company is not generating strong returns from its investments. This could limit its ability to grow in the future. The interest coverage ratio is 2.3x, which is also lower than the industry average. This shows that the company may struggle to pay interest on its debt. If the economy weakens or interest rates rise, it could become harder for the company to meet its debt obligations. The P/B ratio of 4.13 indicates the stock is trading more than four times its book value. This suggests the stock is overvalued based on its assets. Investors may be paying too much for the company’s physical assets. Sundaram Finance’s dividend yield is only 0.65%. This is a low yield compared to other companies. Income investors may not find this attractive. The company does not pay out much in dividends. The company’s debt/equity ratio is 1.2x. This is rising, meaning the company is taking on more debt. If borrowing costs increase, or if the economy slows, the company could face more risk. The stock has underperformed its sector in recent months. The stock price has been falling. This indicates that investors are not very optimistic about the company’s future. 

    In conclusion, Sundaram Finance Ltd has a good history. But its high valuation, low ROCE, rising debt, and poor performance suggest it may not be a good buy right now. Investors may want to look for stocks with better value and stronger fundamentals. 

    PI Industries ltd
    PI Industries: Specialty Chemicals Sector, New Plants, and Market Expansion

    Business and Industry Overview: 

    PI Industries Ltd is a big Indian company. It makes farm chemicals and medicine-related chemicals. It started in 1946 and is in Gurugram, Haryana. The company works in India and also sends its products to other countries. It has modern factories in Gujarat and strong research teams. The main business is farm chemicals. This part gives 96% of the total money in FY24. It has two parts. One is CSM exports. Here, PI makes special chemicals for global companies. It does research, tests, and large-scale production. This part grew 19% in FY24. It got many orders, worth $1.5–1.55 billion in Q1 FY25. The other part is for India. It sells insect killers, weed killers, and other farm products. It is the top maker of Profenofos, Ethion, and Phorate in India. This part grew 12% in FY23 but fell 6% in FY24 because of bad weather and El Niño. But natural (bio) products grew 29% in FY24. PI launched 7 new products in FY24. The company also started manufacturing medicine chemicals in 2023. It bought two foreign companies for this. Now, pharma gives 4% of the total money. PI sells in over 30 countries. In FY24, 44% of sales came from North America, 23% from Asia, 18% from India, 12% from Europe, and 3% from other places. It has over 15,000 dealers and 100,000 shops in India. It met 2 million farmers in FY24. It has 5 factories and 15 plants. It plans 2 more plants in FY25. It spends 3% of its money on research. It has labs in 4 cities and filed 170+ patents. It made 13 new products from FY22 to Q1 FY25. In August 2024, it bought a UK company called Plant Health Care Plc for £32.8 million. This company makes natural farm products. In FY25, PI will launch 9 new products in India and 5 under Jivagro for fruits and vegetables. It wants to grow 15% in FY25 and increase profit. 

    Latest Stock News: 

    Shares of specialty chemical makers, including PI Industries, have recently recovered after facing heavy selling pressure. On April 11, 2025, the stock market saw a positive move for these companies, including PI Industries, which saw its share price surge by 7.4% to ₹3,538. This was after US President Donald Trump announced a 90-day pause on reciprocal tariffs, giving short-term relief to India. The decision boosted investor confidence and led to a rise in demand for PI Industries and other chemical stocks like Vinati Organics and Clean Science & Technology. PI Industries has a significant exposure to the US market, with 43% of its revenues coming from there. Other companies like Vinati Organics (20%) and Clean Science & Technology (17%) also benefit from this market. The rise in chemical stocks is also supported by Trump’s decision to increase tariffs on China, which now stands at 145%. While this could benefit Indian chemical companies, there are concerns that Chinese manufacturers might start dumping products in India due to these higher tariffs. This could hurt the pricing power and profits of domestic players. 

    Despite this, the Indian chemical sector remains optimistic about the US market. However, there are fears that rising Chinese imports into India and the global market could impact the pricing for Indian companies, with price corrections expected. Credit rating agency Crisil also warned that these trade uncertainties could disrupt the recovery of profitability in India’s specialty chemicals sector, potentially slowing growth in the coming fiscal years. 

    Potentials: 

    PI Industries has big plans for the future. In FY25, they want to launch 9 new products in India. They will focus on the horticulture area and add 5 new products under the Jivagro brand. The company aims to grow its revenue by 15% and also improve profits. To help with this, they are spending ₹800-900 crore to build two new plants. One plant will make special products, and the other will make several different products. 

    PI Industries is also growing in new areas. In 2024, they bought a company called Plant Health Care Plc for £32.8 million. This company has knowledge in technology that helps in farming. This will help PI Industries grow in the farming business, focusing on sustainable farming. The company is also working on new ideas. They have filed over 170 patents and are working on 55 new projects. Half of these projects are in new areas outside of agrochemicals. 

    PI Industries is also looking to grow in other countries. They get 43% of their revenue from exports. They want to do more business in the U.S. and Europe. With new products, research, and new purchases, PI Industries plans to grow even more in the future. 

    Analyst Insights: 

    • Market capitalisation: ₹ 54,732 Cr. 
    • Current Price: ₹ 3,607 
    • 52-Week High/Low: ₹ 4,804 / 2,951 
    • Stock P/E: 32.2 
    • Dividend Yield: 0.42% 
    • Return on Capital Employed (ROCE): 24.0% 
    • Return on Equity: 21.1% 

    PI Industries is a strong company. Over the last 5 years, it has grown its profits by 33% every year. This shows it has been doing well and can keep growing. The company makes good profits. It has a high return on capital employed (ROCE) of 24%. This means it is using its investments wisely. Its return on equity (ROE) is 21.1%, which is also strong. These numbers are better than its competitors like UPL, which has a lower ROE of 14.5%. This shows PI Industries is more efficient in using its resources. PI Industries has very little debt. This makes the company financially strong. Since it does not have much debt, it does not need to pay a lot of interest. This gives it more stability. In the last quarter, PI Industries’ profit dropped by 16.92% compared to the same time last year. Its sales grew only by 0.17%. This shows that there might be some short-term problems, like rising costs or issues in the supply chain. But the company has dealt with challenges before, so it may recover soon. PI Industries’ stock is more expensive compared to others. Its price-to-earnings (P/E) ratio is 32.2, while UPL’s P/E ratio is 17.8. This means the stock is priced higher. But it is still okay because PI Industries is growing faster and making more profits. Overall, PI Industries is a strong company. It has good growth, no debt, and makes strong profits. There are some short-term challenges, but it is still a good long-term investment. However, the current stock price is high, so investors should consider this before buying. 

    Tata Consultancy Services
    TCS in Q4 Results: Achieves $30 Billion Revenue Landmark and Strong Order Book

    Business and Industry Overview: 

    Tata Consultancy Services (TCS) is a global leader in IT services and consulting. It is based in Mumbai, India, and is part of the Tata Group. The company was founded in 1968. Today, TCS is one of the largest IT companies in the world. It operates in more than 55 countries. TCS employs over 607,000 people. TCS provides a wide range of services. These include IT services, digital transformation, consulting, and business solutions. The company works with many industries, such as banking, financial services, insurance, healthcare, and manufacturing. TCS uses a special method called Location Independent Agile to deliver its services. This helps them serve clients in different parts of the world. TCS is known for its focus on innovation. The company collaborates with universities and startups to create new solutions. This is done through their Co-Innovation Network. This network helps TCS develop new technologies and improve services. Apart from business, TCS is also involved in sponsorships and community activities. The company sponsors major events like the New York City Marathon and the London Marathon. In India, TCS sponsors the World 10K Bangalore and the Rajasthan Royals IPL team. They also provide technology support for player performance analysis and stadium security. TCS continues to be a major player in the IT industry. The company focuses on growth, innovation, and supporting communities. 

    Latest Stock News: 

    As of April 12, 2025, Tata Consultancy Services (TCS) is facing some problems in the stock market. On April 11, 2025, the share price of TCS was ₹3,232.30. It fell by 0.43% on that day. The price is 29.5% lower than its 52-week high. The highest price in the last year was ₹4,585.90 on September 2, 2024. The trading volume was 229,229 shares. This is much higher than the 50-day average of 87,670 shares. This means more people are buying and selling the stock. 

    TCS also shared its financial results for the fourth quarter of the financial year 2025. The company earned ₹644.79 billion in revenue. This is 5.3% more than the same quarter last year. But this was still less than what experts expected. They thought the revenue would be ₹647.58 billion. The net profit was ₹122.24 billion. This is 1.69% lower than last year’s profit in the same quarter. The company said this happened because of problems in the North American market. Many companies there reduced their spending on IT. Also, tariff issues made it harder to do business. 

    Even after weak results, some experts are still hopeful. Prabhudas Lilladher gave a ‘Buy’ rating to TCS. They think the price will go up to ₹4,160. Another firm, Sharekhan, also gave a ‘Buy’ rating. Their target price is ₹4,050. This shows they believe the stock will rise again. TCS also announced a final dividend for FY2025. This means shareholders will receive some money. Even though this quarter was not strong, experts think TCS will do better in the future because of good deals, a strong brand, and cost control. 

    Business Segments: 

    1. IT Services: TCS gives many technology services to other companies. They make software and apps for their needs. They also take care of old systems and keep them updated. TCS helps companies move their work and data to the cloud. This means using online storage like AWS, Google Cloud, or Microsoft Azure. TCS also looks after servers, networks, and storage. They protect company data from hackers by giving cybersecurity services. 

    2. Consulting:  TCS advises companies. They help them use the right technology. TCS helps make a good IT plan. They also help when a company wants to change how it works. This is called business transformation. TCS helps companies follow rules and reduce risks. They also show better ways to do work and save money. 

    3. Digital Transformation: TCS helps companies become more modern. They use new tools like AI (Artificial Intelligence) and machine learning. These tools help make smart choices. TCS also studies company data to find useful things. This is called data analytics. They use software bots to do simple jobs. This is called automation. TCS connects machines and devices using IoT (Internet of Things). They also use blockchain for safe and clear work in finance and supply chain. 

    4. Engineering and Industrial Services: TCS helps companies design and make new products. They work with cars, machines, and electronics. TCS makes a digital copy of the real product. This is called a digital twin. It helps to test the product before making it. TCS checks if the product works well. This is called a testing service. They also help factories work faster and smarter using machines and software. This is called smart manufacturing. 

    5. Business Process Services (BPS):  TCS helps with the daily office work of other companies. They manage financial work like bills, payments, and reports. They also help with HR work like salaries, staff records, and hiring. TCS answers customer calls and emails for some companies. They help with orders, storage, and delivery. This is supply chain work. In banking and insurance, TCS manages paperwork and regular tasks like checking forms and processing claims. 

    Subsidiary information:  

    1. TCS iON: TCS iON helps with digital learning and online exams. It gives services to schools, colleges, and government bodies. They make platforms for exams, results, and digital content. This helps schools and colleges go digital. It makes learning and testing easier and faster. 

    2. CMC Limited: CMC Limited was a government-owned company. TCS bought it to grow its business. CMC provides IT services like software, system design, and IT advice. It helps many industries, such as banking and healthcare. It also helps government projects in India with technology. 

    3. TCS Japan Ltd.:  TCS Japan is a joint company with Mitsubishi. TCS owns most of it. This company helps Japanese businesses with IT services and advice. It helps them improve technology, make better systems, and move to digital platforms. 

    4. TCS China:  TCS China helps Chinese companies with IT and technology services. It works in areas like manufacturing, finance, and retail. It helps businesses in China grow and improve using digital solutions. TCS China helps TCS reach the big market in China. 

    5. TCS Financial Solutions:  TCS Financial Solutions makes software for banks and finance companies. Their main product is TCS BaNCS. It helps banks with things like core banking, payments, and insurance. It helps financial companies run their systems smoothly and safely. 

    6. Diligenta Limited (UK): Diligenta is a UK company that helps with insurance and pension services. It works with big insurance companies to help with tasks like managing policies, claims, and customer service. Diligenta helps these companies work faster and better using technology. 

    7. TCS e-Serve (Now Merged): TCS e-Serve used to be called Citigroup Global Services. It handled back-office and customer support services. This included things like managing transactions, doing paperwork, and helping customers. TCS merged e-Serve into the main company to offer more complete services. 

    8. TCS Sverige AB (Sweden):  TCS Sverige is in Sweden. It gives IT services to businesses in the Nordic countries like Sweden, Norway, and Denmark. It helps industries such as banking, retail, and manufacturing with digital services, cloud computing, and data solutions. 

    Q4 Results Highlights:  

    • Revenue declined by 1% sequentially, compared to the expected 0.8% drop.  
    • Margins were below expectations, at 24.2% instead of the predicted 24.8%.  
    • TCS won $12.2 billion worth of deals during the quarter. 
    • The board approved a final dividend of ₹30 per share. 

    Financial Summary:  

    Amount in ₹ Crore Q4 FY24 Q4 FY25 FY23 FY24 
    Revenue 64,479.00 61,237.00 240,893 255,324 
    Expenses 44,073.00 47,499 176,597 187,917 
    EBITDA 17,164 16,980 64,296.00 67,407.00 
    OPM 28% 26% 27% 26% 
    Other Income 1,157 1,028 3,464 3,962 
    Net Profit 16,849.00 16,402.00 46,099 48,797 
    NPM 26.13 26.78 19.14 19.11 
    EPS 34.37 33.79 126.88 134.2 
    Max Healthcare ltd
    Max Healthcare Faces Stock Decline Despite Strong Expansion Plans and Growth Potential

    Business and Industry Overview: 

    Max Healthcare does not sell health insurance directly. But it works with many health insurance companies. This helps people get cashless treatment at Max hospitals. The main insurance company linked with Max is Niva Bupa Health Insurance. Earlier, it was called Max Bupa. Niva Bupa gives many types of health insurance plans. These are for individuals, families, and senior citizens. One popular plan is Health Premia. It covers hospital bills, maternity costs, and new treatments like robotic surgery. It also gives cover for critical illnesses. Another plan is Health Recharge. It is a super top-up plan. This means it gives extra cover after your basic plan is used. It also covers AYUSH treatment (Ayurveda, Yoga, Unani, Siddha, and Homeopathy). It also covers mental illness. If you have a Niva Bupa policy, you can get cashless treatment at Max hospitals. This helps during emergencies. You don’t need to pay money at the hospital. The insurance company pays directly. There is also Max Life Insurance, now called Axis Max Life Insurance. It mostly gives life insurance. But it also has health riders. One rider is for critical illness cover. It gives money if you get a serious illness. These plans also give tax benefits under Section 80D of the Income Tax Act. In short, Max Healthcare does not sell insurance. But it works with Niva Bupa and other companies. This helps people get good health insurance and easy hospital service. 

    Latest Stock News: 

    Max Healthcare’s stock is going up. In March 2025, the stock price went up by 20% in five days. It came close to its highest price of ₹1,227.50. This price was last seen in January 2025. On April 11, 2025, the stock was trading at about ₹1,148.10. The reason for this rise is good business results and future plans. In the last quarter (Q4 FY24), the company earned ₹1,901.61 crore. This is about 8.77% more than the earlier quarter. This shows that the company is growing well. Max Healthcare also signed a deal with Bharat Prakritik Chikitsa Mission. They will help run a 200-bed hospital in Delhi. This will help the company grow and treat more people. A global financial company called UBS said Max Healthcare is a good stock to buy. They gave it a ‘Buy’ rating. UBS said the price can go up to ₹1,200. This is a good sign for investors. Also, many big investors trust the company. Foreign Institutional Investors (FIIs) own about 56.93% of the company shares. Domestic Institutional Investors (DIIs) own about 15.55% shares. This means strong support from big investors. So, the company is doing well. It is growing. It is getting new hospital projects. Experts like the stock. Big investors believe in it. That is why the stock price is rising. 

    Potentials: 

    Max Healthcare has big plans for the next 3 to 5 years. Right now, it has about 4,000 beds. It wants to increase this to 9,000 beds. For this, it will spend over ₹6,000 crore. It will build new hospitals and expand old ones. In Mumbai, it will add 268 beds. In Mohali, 155 beds. In Delhi (Saket), 400 beds. In Gurugram, 500 beds. In Uttar Pradesh, it will spend ₹2,500 crore. It will build a 500-bed hospital in Lucknow. It also bought Sahara Hospital in Lucknow and renamed it Max Super Specialty Hospital. This hospital will also grow bigger. The company also wants to enter cities like Thane, Pune, and Nagpur. It may buy or partner with other hospitals there. Max will use its own money and may also take out loans. It has low debt. The company also wants to offer better care. It will add cancer care, robotic surgery, and organ transplants. Max also wants patients from nearby countries and the Middle East. These steps will help Max become a top hospital group in India. 

    Analyst Insights: 

    • Market capitalisation: ₹ 1,05,993 Cr. 
    • Current Price: ₹ 1,090 
    • 52-Week High/Low: ₹ 1,228 / 743 
    • P/E Ratio: 100
    • Dividend Yield: 0.13% 
    • Return on Capital Employed (ROCE): 16% 
    • Return on Equity (ROE): 13.4% 

    Max Healthcare Institute Ltd is a strong and growing company. It is the second-largest hospital chain in India based on revenue, profit (EBITDA), and market value. In the last three years, sales grew by 29% every year. Its profit margin is also good, around 27% in the last few quarters. In December 2024, the company earned ₹1,868 crore in revenue and ₹239 crore in net profit. The company is also planning to grow more. It wants to spend ₹6,000 crore to add 5,000 more hospital beds. Right now, it has around 4,000 beds. After this expansion, it will have over 9,000 beds. But the stock is very expensive. Its price-to-earnings (P/E) ratio is 100, which is very high. Its price-to-book value is 12.2. This means the stock price is much higher than its actual value. Its return on equity (ROE) is 13.4% in the last three years. Return on capital employed (ROCE) is 16%. These returns are good but not very high when we compare them to the stock price. Also, the promoter share has gone down. In March 2022, promoters held 50.64% of shares. But in December 2024, they hold only 23.74%. This is a big fall. Foreign investors (FIIs) now own more than 56% of the company. If FIIs sell their shares, the stock price may fall. In simple words, the company is doing well and has big growth plans. But the stock is already very costly. Also, the fall in promoter holding is a risk. So, this stock may be good for the long term, but right now, it may not be the best time to buy. Investors should be careful.