Tag Asset Management

HDFC AMC ltd
HDFC AMC Q4 Results: 31% Profit Growth, ₹7.76 Trillion AUM & Dividend News

Business and Industry Overview:  

HDFC Asset Management Company (HDFC AMC) is one of the biggest investment companies in India. It was started in 1999 and helps people invest in different types of mutual funds. Mutual funds allow people to put their money together to invest in things like stocks (equity), bonds (debt), and safer short-term investments (liquid funds). HDFC AMC manages a lot of money—₹7,764 billion (₹7.76 trillion) in assets as of 2025. HDFC AMC offers 98 different mutual fund schemes. These include 39 equity funds, 32 debt funds, and other types of funds. The company is the investment manager for HDFC Mutual Fund, one of the largest mutual funds in India. Besides mutual funds, HDFC AMC also offers services like portfolio management and alternative investment options to rich individuals, family offices, and organizations. HDFC Bank, India’s largest private bank, owns 52.48% of HDFC AMC. This gives the company a strong backing. HDFC Bank has many branches and ATMs across India, which help HDFC AMC reach a large number of people. HDFC AMC has seen a big increase in its customers. As of 2025, it has 12.6 million unique investors and 22.1 million active accounts.  

Latest Stock News: 

HDFC Asset Management Company (HDFC AMC) has been doing well in the stock market. On April 18, 2025, its stock price was ₹4,101.10, which went up by 1.34% from the previous day. The highest price of the stock in the last year was ₹4,862, and the lowest was ₹3,255. This shows the stock has moved up and down in the past year. On April 17, 2025, the company’s Board of Directors met to approve the financial results for the year ending on March 31, 2025. They also talked about giving a dividend to shareholders. This shows the company is confident about its performance and wants to share the profit with its investors. HDFC AMC’s financial performance in the third quarter of FY25 was very strong. The company’s net profit increased by 31% compared to last year, reaching ₹641 crore. This was mainly because of good performance in the stock market and continuous inflows into investment plans called Systematic Investment Plans (SIPs). The company’s revenue also grew by 39%, from ₹674 crore last year to ₹935 crore this year. Experts are positive about HDFC AMC’s stock.  

Business Segments: 

  1. Mutual Funds: 
    HDFC AMC manages different types of mutual funds for investors: 
  • Equity Funds: These invest in stocks and can give high returns ,but have more risk. 
  • Debt Funds: These invest in safer options like bonds and give steady returns with lower risk. 
  • Liquid Funds: These are short-term, low-risk investments, good for easy access to cash. 
  • Other Funds: These include funds for saving taxes, retirement plans, and ones that mix equity and debt. 
     
  1. Alternatives: 
    HDFC AMC also offers special investment services: 
  • Portfolio Management Services (PMS): This helps rich people and big companies create custom investment plans. 
  • Segregated Account Services: This allows clients to have separate accounts based on their needs. 
  • Alternative Investment Funds (AIFs): These are investments outside of stocks and bonds, like real estate or private companies. 
     
  1. Digital Services: 
    HDFC AMC uses technology to make investing easy: 
  • Chatbots and WhatsApp Support: Customers can get quick help using chatbots or WhatsApp. 
  • Online Transactions: Investors can manage their money and make transactions online. 
  • Personalized Tools: The company gives tools to help investors make custom investment plans. 
     
  1. Distribution Network: 
    HDFC AMC has a wide network to sell its products: 
  • 280 Offices: The company has offices across India to serve customers. 
  • 95,000+ Distribution Partners: These include financial advisors who help people buy and manage investments. 
     

Subsidiaries and Joint Ventures: 

  • HDFC India Small Cap Fund 
  • HDFC India Equity Savings Fund 
  • HDFC India Flexi Cap Fund 
  • HDFC India Balanced Advantage Fund 
  • HDFC India Mid-Cap Opportunities Fund 
  • HDFC India Nifty 50 Fund 

Q4 Highlights: 

  • Net Profit: HDFC AMC made a profit of ₹638.46 crore, an 18% increase from last year’s ₹541 crore. 
  • Revenue: The company earned ₹1,025.48 crore in revenue, which is a 20.47% increase from last year. 
  • Profit Margin: The net profit margin was 62.26%, showing the company is making good profits. 
  • Dividend: HDFC AMC has proposed a dividend of ₹90 per share, subject to shareholder approval at the AGM. 
  • Assets Under Management (AUM): The total AUM was ₹7.76 lakh crore, up from ₹5.75 lakh crore last year. 
  • Market Share: The company holds 11.3% of the market share. 
  • Digital Transactions: 95% of all transactions were done electronically in Q3 FY25. 

Financial Summary: 

Amount in ₹ Crore Q4 FY24 Q4 FY25 FY23 FY24 
Revenue 695.00 901.00 3,159 3,498 
Expenses 156.00 170 623 704 
EBITDA 539 731 2,536.00 2,794.00 
OPM 78% 81% 80% 80% 
Other Income 155 124 4 560 
Net Profit 541.00 639.00 1,946 2,461 
NPM 77.84 70.92 61.60 70.35 
EPS 25.35 29.88 91.15 115.11 
HDFC AMC- A Leading Player in India’s MF Industry
HDFC AMC Q3FY24: A Leading Player in India’s Mutual Fund Industry with 39.2% Revenue Growth

HDFC AMC Ltd: Overview 

HDFC Asset Management Company (HDFC AMC) is one of India’s leading asset management companies and a prominent player in the mutual fund industry. Established in 1999, it operates as a joint venture between Housing Development Finance Corporation (HDFC). HDFC AMC offers a diverse portfolio of investment products, including equity, debt, hybrid, and liquid mutual funds, catering to retail and institutional investors. HDFC AMC has built a strong distribution network comprising banks, financial advisors, and digital platforms, ensuring its reach across urban and rural markets. With a focus on investor education and digital innovation, HDFC AMC continues to enhance customer experience and expand its market share. With a total AUM (Assets under Management) of approximately ₹46 lakh crore as of FY24, the industry is expected to grow at a CAGR of 12-15% in the coming years. Technology-driven platforms and robo-advisors are simplifying the investment process, encouraging more investors, especially from tier-2 and tier-3 cities. India’s growing economy and expanding middle class are fuelling demand for wealth management and investment products. The Indian AMC industry is poised for continued growth as the population becomes more financially savvy, disposable incomes rise, and markets deepen. With a strong track record, trusted brand, and focus on innovation, HDFC AMC is well-positioned to capitalize on these trends and maintain its leadership in the industry. 

Business Segments:

  • Mutual Fund: HDFC AMC manages a comprehensive suite of mutual fund schemes, catering to various investment needs, risk appetites, and time horizons. In equity funds for focused on long-term capital appreciation by investing in equity and equity-related instruments. Debt funds for designed to provide stable returns by investing in fixed-income securities like bonds, treasury bills, and money market instruments. 
  • PMS and AIFs: The Company offers customized portfolio management services for high-net-worth individuals (HNIs) and institutional clients. These services are tailored to specific investment goals and include active equity and fixed-income portfolio strategies. It manages alternative investment funds, catering to sophisticated investors seeking higher returns through non-traditional investment avenues like private equity, real estate, or venture capital. 
  • Other Products & Services: HDFC AMC manages retirement-focused funds under the National Pension System (NPS). Encourages regular investments by retail investors, fostering disciplined saving habits. Provides a platform for investors to invest directly in funds, bypassing intermediaries, and reducing costs. 

Subsidiary Information:

  • HDFC AMC International (IFSC) Ltd: The business of acting as an Investment Manager to the scheme(s) to be launched under AIFs, from time to time. Further, as a part of reward strategy for attracting new talents and retaining the existing resources holding critical roles required for the business of WOS, it is proposed to extend the benefits and coverage of the Scheme to present and future eligible employees of the WOS. 

Q2 FY25 & Business Highlights 

  • Revenue of ₹935 crore in Q3 FY25 up by 39.2% YoY from ₹671 crore in Q3 FY24.  
  • EBITDA of ₹764 crore in this quarter at a margin of 82% compared to 76% in Q3 FY24. 
  • Profit of ₹641 crore in this quarter compared to a ₹488 crore profit in Q3 FY24. 
  • Total AUM of ₹7764 billion is handled by HDFC AMC and the live account are 22.1 million in Q3 FY25. 
  • The Debt market’s closing AUM is ₹1565 billion which is 13.2% increase YoY & Liquid market of ₹767 billion with increase of 14.2%. 
  • The channel distribution share of total AUM is MFDs 26.6%, National Distributors 21.3%, Direct 41.4%, HDFC Bank 5.7% and other Banks with 10.6% of total AUM share. 
  • HDFC AMC has total 280 offices out of which 196 are in B-30 locations and it contributes about 12% of share in market. 

Financial Summary 

INR Cr. Q3 FY24 Q3 FY25 FY23 FY24 
Revenue 671 935 2478 3160 
Expenses 162 171 550 627 
EBITDA 509 764 1929 2533 
OPM 76% 82% 78% 80% 
Other Income 143 93 4 4 
Net Profit 488 641 1423 1943 
NPM 72.7% 68.6% 57.4% 61.5% 
EPS 22.9 30 66.7 91