Angel One Q4 FY25 Results: PAT Down 49% YoY, Shares Slump 6% – Should Investors Worry?
Business and Industry Overview:
Angel One Limited is a company that helps people with investing. They offer services like buying and selling stocks, margin trading, research, and investment education. They also help people invest in other financial products. Angel One wants to become the number one fintech company in India.
Right now, Angel One has 29.5 million clients. Every month, around 900,000 new clients join. They use modern technology like AI, Machine Learning, and Data Science to make investing easier for people. All of these services are available through one app.
The people who work at Angel One are motivated and take responsibility for their work. They focus on giving the best value to investors. The company makes sure its products are tailored to each person’s needs. Angel One has a simple structure, so employees have the chance to grow in their careers. Engineers can rise to the top positions in the company.
Angel One has a fun and flexible work environment. Employees enjoy working together in the office while also having time for themselves. In 2024, Angel One was ranked 25th in the top 100 best companies to work for in India. This was a huge jump from 92nd in 2022 and 52nd in 2023.
The company is hiring engineers, product managers, and data science experts all over India. If you want to work there, you can check their careers section for job openings.
Latest Stock News:
Angel One’s stock fell by more than 1.25% on Wednesday, going down to ₹2,290. This drop made the company’s total market value less than ₹21,000 crore. On Tuesday, the stock had closed at ₹2,319.40. Since December 2024, the stock has fallen nearly 35%. In December, it had reached its highest point of ₹3,502.60 in the last 52 weeks.
The drop in stock price comes just before Angel One is set to announce its Q4 FY25 results on April 16, 2025. Investors are closely watching these results to understand how well the company is doing and what its plans are.
On the same day, other companies will also announce their earnings. IT company Wipro, Reliance Industrial Infrastructure Limited, GTPL Hathway, and Heera Ispat Limited are also releasing their Q4 results. In total, 12 companies are expected to share their earnings on Wednesday. This might cause changes in the stock market as investors react to the results.
Angel One is also expected to announce a final dividend for FY25. A dividend is money paid to shareholders, and it is an important factor for investors. However, the drop in stock price may affect how investors feel about the company’s performance.
Segmental information:
- Retail Broking: This is the main part of Angel One’s business. It helps people buy and sell stocks, commodities, and other financial products online. Angel One gives tools and research to help people make better investment choices.
- Margin Trading: Angel One lets people borrow money to trade more than what they can afford. This is called margin trading. It helps people have more buying power when they trade.
- Research and Advisory: Angel One provides market research and advice. They give recommendations on which stocks to buy or sell and help investors make good decisions.
- Investment Education: Angel One teaches people about investing and managing money. They offer resources and programs to help people learn about personal finance and investing.
- Depository Services: Angel One helps clients keep their stocks and other investments in electronic form. This makes it easier to manage and track their investments.
Subsidiary Information:
Angel One Limited has several companies under it, called subsidiaries. Here are the details:
- Angel Financial Advisors Pvt. Ltd.: This company advises on financial matters to clients.
- Angel Fincap Pvt. Ltd.: This company works in financial services and capital markets.
- Angel Securities Ltd.: This company provides stock broking services.
- Angel DigiTech Services Pvt. Ltd.: Previously known as Angel Wellness Pvt. Ltd., it focuses on digital technology services.
- Mimansa Software Systems Pvt. Ltd.: This company creates software to help with Angel One’s operations.
- Angel One Asset Management Company Ltd.: This company manages Angel One’s mutual fund, mainly offering index funds and exchange-traded funds (ETFs).
- Angel One Wealth: This subsidiary started in May 2024. It helps with distributing financial products and giving investment advice.
Q4 Highlights:
- Net profit declined by 48.7% YoY to ₹174.5 crore, from ₹340 crore in Q4 FY24.
- Revenue dropped by 22.2% YoY to ₹1,056 crore, compared to ₹1,358 crore last year.
- EBITDA fell by 35.3% YoY to ₹342.8 crore, from ₹529.5 crore in Q4 FY24.
- Operating margin shrank to 32.5%, down from 39% a year ago.
- Declared a final dividend of ₹26 per share for FY25, to be paid within 30 days of the AGM.
- Stock price closed at ₹2,352 on April 16, 2025, down 33% from its 52-week high of ₹3,502.60 on December 9, 2024.
- Added a record 93 lakh (9.3 million) clients in FY25.
- Gross income for FY25 stood at ₹5,200 crore, and PAT for the full year was ₹1,200 crore.
Financial Summary:
| Amount in ₹ Crore | Q4 FY24 | Q4 FY25 | FY23 | FY24 |
| Revenue | 1,357.00 | 1,056.00 | 4,272 | 5,238 |
| Expenses | 827.00 | 713 | 2,579 | 3,258 |
| EBITDA | 530 | 343 | 1,693.00 | 1,981.00 |
| OPM | 39% | 32% | 40% | 38% |
| Other Income | 1 | 2 | 7 | 9 |
| Net Profit | 340.00 | 175.00 | 1,126 | 1,172 |
| NPM | 25.06 | 16.57 | 66.46 | 56.48 |
| EPS | 40.47 | 19.33 | 133.98 | 129.81 |